Medical Debt Not Covered by Insurance
California, I have client that has a 2004 medical debt, not paid by the patient. This is a non-par facility with a patient responsibility. The patient asked for proof of the bill and we sent her the EOB showing the patient her responsibility. The patient brags of her finances and ability to pay but then, the patient is not trying to pay it based off the California State Statues. The State statues are only that we can't legally pursue the patient, right? i.e (judgment) But as a credit reporting agency, we can still report on the patients credit if it's not over seven years, right?
She also states that this is a threat and a violation of the Song-Beverly and Unruh consumer protection acts.
So the main question is can we least report this on her credit?
Re: Medical Debt Not Covered by Insurance
What statute are you asking about?
Re: Medical Debt Not Covered by Insurance
If your client is a non-par facility, why are they bothering to file a claim at all? They should require payment at the time of service, then letting the patient file with their insurance company for reimbursement.
Re: Medical Debt Not Covered by Insurance
There was a partial payment from the insurance company, but also showing a patient responsiblity of over $10K on the EOB.