Collection for a Magazine Subscription
My question involves collection proceedings in the State of: Texas
The issue I am having is with a magazine company. I talked to the folks one day on the phone. I agreed to take the magazine verbally…but the guy wanted me to give him credit card info over the phone. I told him to just send me a bill and if I agreed to everything, I would pay it. I did get the bill, but decided it was best I didn't purchase the magazine. It was for Buckmaster magazine. They wanted a 5 year payment of $120 or so. I just discarded the bill, figuring that since I hadn't received a magazine and didn't sign anything I wasn't committed. They called and I argued with them several times. They stopped calling, but now I am getting a collection notice.
So, I am just curious, do they have a basis to file a collection based on that information? If they do, is something like this worth fighting? If they don't have a basis and file it anyway, damaging my credit, what are my options?
Thanks in advance!
Re: Collection for a Magazine Subscription
Have you ever gotten the magazine? If not, they cannot collect. Also, they can only collect for the magazines that you have received.
Re: Collection for a Magazine Subscription
No...I never received a magazine at all...when I talked to the person that called from there trying to collect, I told him this. He just said, "oh, no kidding...you don't pay, you don't get the product". That's not word-for-word, but very close...
Re: Collection for a Magazine Subscription
How can they collect for a service or product that they never delivered? That is like sitting down at a restaurant, and ordering. Before the food is prepared, you cancel the order and leave. Then, the manager wants you to pay for the meal.
Re: Collection for a Magazine Subscription
Well, that was my argument. I told him the "arrangement" was about as binding as you telling a friend of yours you will buy girl scout cookies from his daughter, but when they bring you the order form you decide against it...
I did search the forum and coincidentally enough, there was another article around here about a similar issue. The guy also happened to be from Texas and there was some good info posted with a specific section/chapter/code from the credit protection authority of Texas. So, at least now I have some ammunition. I doubt it will go anywhere, but my fear is just that they do actually file a collection and it have a negative impact on my credit.
Re: Collection for a Magazine Subscription
Quote:
Quoting
divemedic
How can they collect for a service or product that they never delivered? That is like sitting down at a restaurant, and ordering. Before the food is prepared, you cancel the order and leave. Then, the manager wants you to pay for the meal.
so, if I purchase a 1 year subscription to a magazine, they have to send me all 12 issues before I have to pay?
Wow. I didn;t know that.
Re: Collection for a Magazine Subscription
The side discussion has been moved here.
If you care to share, what's the name of the company that (purports to have) sold you the subscription? This was to be a five year subscription? (You refer to "a 5 year payment" - I just want to be clear.)