Harassed Over A Debt That Was Paid
In 1999 I was going to rent a room from someone. I left a deposit, but decided not to take the room. I let the owner keep my deposit. He sued me for 2 months rent, for painting the room pink, which I did not request and for another ad in the newspaper. The first judge awarded him everything, I appealed, the second judge ordered the amount that I had already paid. Keep in mine, I never lived there for one minuted and there was no lease agreement of any kind signed.
The landlord decided to turn this over to collections, because he felt he deserved more money. Since then, the collection company placed a levy on my account. I appealed, went to court, they did not and they were STILL granted $497.90!
They inquire on my credit about once a month, send false court letters to my house and they even send "rebate" checks (in the name of a false company) in hopes that I will cash them so they can obtain my bank account information. They have recently threatened to take my car (which is not paid off) to auction it off.
The only reason this continues is because I am not familiar enough with the laws to stop it. How can I stop them from levying my bank account or taking my vehicle?
I have filed a complaint with the BBB, they have a D rating, go figure. Is there anywhere else that I can file a complaint?