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What Should I Expect for a Settlement After My Accident

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  • 03-10-2009, 02:26 PM
    amber13
    What Should I Expect for a Settlement After My Accident
    My question involves an injury that occurred in the state of: Arizona
    I was in a car accident and I thought my car would be totaled out it cost about 15,000-16,000 dollars to fix and my medical bills are around 12,000 dollars, and I have memory loss and back and neck pain still ongoing the memory loss caused me to lose my job. The person who hit me was uninsured, I have uninsured coverage and filed a uninsured motorist claim and will be hearing from my insurance company soon because they were not insured I will be receiving a settlement from my own insurance company for my personal injury settlement what is a reasonable amount I should accept for my injuries as a settlement because I still am going to need to see more doctors and is there a settlement I can receive for the diminished car value after the accident what should I do and how should I do it and how much should I expect. HELP!!
  • 03-10-2009, 06:11 PM
    M'sta Mikey
    Re: What Should I Expect for a Settlement After My Accident
    What has your attorney said about your impending settlement?
  • 03-11-2009, 11:02 AM
    amber13
    Re: What Should I Expect for a Settlement After My Accident
    i do not have an attorney. that is my problem I need help. but I do not want an attorney that will take all my money. Their rates here are outrageous. and I'm ready to accept a settlement now I just want to know if there is anything else I should file a claim against like for the diminished value of my car after the accident before I settle, and how much should I settle for the injury claim I need advise, CAN ANYONE HELP? I need to know what to expect. And what I should do.
  • 03-11-2009, 11:54 PM
    Betty3
    Re: What Should I Expect for a Settlement After My Accident
    You really might want to get an attorney to help see that you get a fair/reasonable settlement.
  • 03-12-2009, 09:53 AM
    junker
    Re: What Should I Expect for a Settlement After My Accident
    i used a lawyer in 2 of my 4 accidents, i actually did better without one, if you know what your policy limit is. they wont want to settle on the injurys until you are finished with doctors treatment. then depending on scars, etc. figure absolute MINIMUM of 3 to 5 times medical bills as settlement. if you have the coverage much more if you have lasting injuries. such as scars or limp etc.and the insurance co will work with you. if the person had no insurance, the odds are he doesnt have anything you can get. such as lien on his house etc. thats the only issue a lawyer is helpful for. you have to figure the attorney is a minimum of 1/3 for doing almost nothing, if he has to go to court he is going to get close to 1/2. take that into consideration. what your policy limit is, matters a lot.also DONT USE a CHIROPRACTOR, as your doctor..
  • 03-12-2009, 04:15 PM
    Betty3
    Re: What Should I Expect for a Settlement After My Accident
    It's your choice. If you feel comfortable with the settlement offered (believe it is reasonable & fair), you can certainly settle w/o an attorney. Some people prefer/feel more comfortable using an attorney.
  • 03-28-2009, 07:12 AM
    PandorasBox
    Re: What Should I Expect for a Settlement After My Accident
    I've been dealing with this thing for two years. My case is really rare though, and still ongoing, so I can't go into detail.

    What have I learned though is this: Having to get a lawyer of my own to protect my interests....I learned that since I have a permanent injury and can expect a lifetime of medical care related to it: It's best to have an attorney.

    Example: The settlement for my case should include the costs of lifetime gym membership (prescribed); prescribed medications; care for the herniated disc; it should cover the costs of the bone density tests and x-rays on my herniated disc and fractured bone.

    So obviously, a settlement of something like $5,000 is NOT going to cover those costs.

    That's where a lawyer comes in. Sure, 30% sounds like a lot....but someone will be looking out for my interests and making sure I get the amount that I should get.

    Remember, the other party wants to settle as cheaply as possible.
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