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Collection Agency Sharing Information

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  • 02-14-2009, 04:06 PM
    freckles_isis
    Collection Agency Sharing Information
    My question involves collection proceedings in the State of: TN

    Can a collection agency share information from one client to another, both collecting debt from the same person? Is you information not confidential?
  • 02-14-2009, 08:02 PM
    divemedic
    Re: Collection Agency Sharing Information
    No. The FDCPA says:

    804. Acquisition of location information
    Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information
    about the consumer shall—
    <snip>

    (2) not state that such consumer owes any debt;


    and it says:

    § 805. Communication in connection with debt collection
    <snip>

    (b) COMMUNICATION WITH THIRD PARTIES. Except as provided in section 804, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a postjudgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector.
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