My question involves collection proceedings in the State of: TN
Can a collection agency share information from one client to another, both collecting debt from the same person? Is you information not confidential?
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My question involves collection proceedings in the State of: TN
Can a collection agency share information from one client to another, both collecting debt from the same person? Is you information not confidential?
No. The FDCPA says:
804. Acquisition of location information
Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information
about the consumer shall—
<snip>
(2) not state that such consumer owes any debt;
and it says:
§ 805. Communication in connection with debt collection
<snip>
(b) COMMUNICATION WITH THIRD PARTIES. Except as provided in section 804, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a postjudgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector.