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SSDI Money Suddenly Gone from Bank Account

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  • 10-16-2008, 01:26 PM
    Stacia
    SSDI Money Suddenly Gone from Bank Account
    My question involves judgment recovery in the State of: Colorado. My sister attempted to make a purchase today and found that all monies in her account, which come from her SSDI benefits, had been taken out. She rushed home to check online and found it said "granishment". Every single penny! It was clearly marked as Social Security when deposited yesterday. Curiously, $20 was garnished yesterday, then the whole thing today, as if being "tested". Social Security benefits are exempt, are they not? She has no Federal debt, nor any student loans or anything else which is not exempt under Federal law. How can this happen and what should she do? She is desperate! She has no money to live on or buy her medication with, etc.

    Thank you in advance for your assistance.
  • 10-16-2008, 02:00 PM
    Stacia
    Re: SSDI Money Suddenly Gone from Bank Account
    Update: Her bank tells her that even though it is clearly marked as Social Security benefits when deposited, they have no choice but to comply and garnish her account, and now it is up to HER to PROVE the money is exempt! How can that be??? This is just so wrong. She has no way of paying for any of her bills or buy food or medication, etc. How is this even legal???
  • 10-16-2008, 02:04 PM
    Betty3
    Re: SSDI Money Suddenly Gone from Bank Account
    Your sister is going to have to get a form to complete & sign, from the clerk at the court where the judgment/garnishment was entered, verifying that this is all SSDI income which is exempt from garnishment/seizure. She will have to return the form to the court & send a copy to the creditor/collection agency + a copy to the bank.
  • 10-16-2008, 02:08 PM
    Betty3
    Re: SSDI Money Suddenly Gone from Bank Account
    Stacia, you & I were typing our posts at the same time but you got yours submitted off first. Please refer to my post of 3:04pm.
  • 10-16-2008, 02:13 PM
    Stacia
    Re: SSDI Money Suddenly Gone from Bank Account
    Betty, thank you! Do you have any idea how long this might take once she gets the forms filled out and sent?

    Again, thank you for your help.
  • 10-16-2008, 05:45 PM
    Betty3
    Re: SSDI Money Suddenly Gone from Bank Account
    You're welcome & I'm not sure. I would ask the court clerk about time limits.
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