ExpertLaw.com Forums

Going to Court but Want to Settle Debt Before Court Date

Printable View

  • 06-26-2008, 03:59 PM
    VinceD10
    Going to Court but Want to Settle Debt Before Court Date
    My question involves collection proceedings in the State of Michigan. I am scheduled to go to court in a month for a summons I received on a $4800 debt from Citi Bank. I have already answered the summons stating I agree I owe the debt but disagree on the amount. In return, they sent me a stack of old statements showing what I owed.

    1) Should I Get a Lawyer to handle this?

    2) I can pay half the amount to settle the debt. How do I go about making that offer to settle so I dont have to go to court?

    3) If I go to court by myself, what should I expect?

    I am clueless on what to do here, any help would be greatly appreciated.
  • 06-26-2008, 05:51 PM
    Betty3
    Re: Going to Court but Want to Settle Debt Before Court Date
    You can call the creditor before the court date & see if they will accept settlement for a lesser amt. or if they will set up a payment plan with you. However, they don't have to do either of these. If nothing is resolved before the court date, you do need to go to court or they will get a default judgment against you.
All times are GMT -7. The time now is 11:41 PM.
Powered by vBulletin® Version 4.2.4
Copyright © 2023 vBulletin Solutions, Inc. All rights reserved.
Copyright © 2004 - 2018 ExpertLaw.com, All Rights Reserved