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How Does A Second Chapter 13 Work If You Are Still In A Chapter 13

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  • 05-12-2008, 06:11 AM
    copper
    How Does A Second Chapter 13 Work If You Are Still In A Chapter 13
    My question involves bankruptcy in the state of: p.a.when i was asking about my morgage payments being late my lawyer said there is always a second chapter 13 what does that mean if you are not finished with the first one yet?
  • 05-12-2008, 06:18 AM
    copper
    Re: How Does A Second Capter 13 Work If You Are Still In A Capter 13 ?
    please help with any helpful info about being behind on morgage and second morgage payments during a chapter 13 bankrupcy.
  • 05-12-2008, 08:23 AM
    Mr. Knowitall
    Re: How Does A Second Capter 13 Work If You Are Still In A Capter 13 ?
    He may mean trying to dismiss your pending Chapter 13 and refiling a new Chapter 13, or waiting until after the Chapter 13 repayment plan is complete and the waiting period expires (although that wouldn't appear helpful). My suggestion: ask your lawyer what he means.
  • 05-12-2008, 08:27 AM
    cyjeff
    Re: How Does A Second Capter 13 Work If You Are Still In A Capter 13 ?
    Quote:

    Quoting copper
    View Post
    please help with any helpful info about being behind on morgage and second morgage payments during a chapter 13 bankrupcy.

    We are all volunteers here with day jobs.

    You may have to give us more than 6 minutes to respond.
  • 05-12-2008, 04:03 PM
    Betty3
    Re: How Does A Second Chapter 13 Work If You Are Still In A Chapter 13
    I don't know how far into the current chapter 13 you are but he probably does mean dismissing your current chapter 13 and starting a new chapter 13 instead of trying to modify your existing one.

    However, do ask your lawyer just exactly what he means.
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