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Getting Workers Comp While Getting Disability Insurance Benefits

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  • 04-14-2008, 10:41 PM
    jabadhat
    Getting Workers Comp While Getting Disability Insurance Benefits
    My question involves labor and employment law for the state of: California

    Hello, a friend has been injured recently and seeking medical attention through company health insurance, doctor recommended not working while being trated. Couple of questions to those who may be able to shed light. This friend has a personal disability insurance paid personally and not through employer.

    Let us say for arguments sake that she/he does have a valid injury covered by his/her personal insurance that prevents this person from working. Does having this personal insurance limit this person from claiming say disability or workers comp?

    Would this persons job be in jeopardy due to this person's inability to work? Person has a tenure 3years with current employer.

    Thanks
  • 04-15-2008, 07:23 AM
    cbg
    Re: Conflict Of Interest
    In 999 cases out of 1000, a disability policy will not cover work related injuries. It is highly unlikely that any given person will qualify for both disability benefits and workers comp; it will be one or the other.
  • 04-16-2008, 09:15 PM
    jabadhat
    Re: Conflict Of Interest
    Thank you. Similar question. In cases where one's personal insurance pays for disability coverage, would the state disability insurance require reimbursement from the private insurance? DI does not pay much which is he whole purpose in the additional insurance.

    Thanks
  • 04-16-2008, 09:16 PM
    jabadhat
    Re: Conflict Of Interest
    Also, are you referring to state disability insurance or personal disability insurance? These are two separate insurances.

    Thanks -
  • 04-17-2008, 06:41 AM
    cbg
    Re: Conflict Of Interest
    I am not familiar enough with CA's state DI program to answer this. You might give them a call.
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