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Removing Negative Items From a Credit Report

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  • 11-03-2007, 09:36 PM
    gavenv
    Removing Negative Items From a Credit Report
    I was wondering do anybody know how to get the credit reporting agencies to remove negative items. I have been disputing a few items on my credit report (student loans) and all I'm getting is the run around from each agency. Somebody has to know exactly what to do to get some real action done to remove these items rather than sending dispute letters to the bureas and the collection agencies. Any information would be helpful.
  • 11-03-2007, 09:40 PM
    moburkes
    Re: Please help me with my Credit Report!!!
    Quote:

    Quoting gavenv
    View Post
    I was wondering do anybody know how to get the credit reporting agencies to remove negative items. I have been disputing a few items on my credit report (student loans) and all I'm getting is the run around from each agency. Somebody has to know exactly what to do to get some real action done to remove these items rather than sending dispute letters to the bureas and the collection agencies. Any information would be helpful.

    You'll need to state the problem in order for someone to help with a solution.
  • 11-04-2007, 11:39 AM
    gavenv
    Re: Removing Negative Items From a Credit Report
    The problem is my name is spelled wrong on the negative item. The date that the account was open is incorrect and the amount of money owe is crazy.
  • 11-04-2007, 11:45 AM
    moburkes
    Re: Removing Negative Items From a Credit Report
    Quote:

    Quoting gavenv
    View Post
    The problem is my name is spelled wrong on the negative item. The date that the account was open is incorrect and the amount of money owe is crazy.

    So, you're not disputing the accuracy, just the fact that your name is spelled wrong, and the fees, interest charges, etc have made the amount high?
  • 11-04-2007, 02:34 PM
    Betty3
    Re: Removing Negative Items From a Credit Report
    So as moburkes asked this is a legitimate debt of yours but the info that was reported is not completely correct?
  • 11-04-2007, 04:02 PM
    moburkes
    Re: Removing Negative Items From a Credit Report
    Quote:

    Quoting Betty3
    View Post
    So as moburkes asked this is a legitimate debt of yours but the info that was reported is not completely correct?

    It was likely reported correctly, just that he believes the amount due has been inflated, but he's ignoring fees, interest charges, etc.
  • 11-05-2007, 11:07 AM
    gavenv
    Re: Removing Negative Items From a Credit Report
    Thanks for replies
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