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Payment Agreement by 3 on Time Payments

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  • 09-03-2019, 01:26 PM
    MommaofAA
    Payment Agreement by 3 on Time Payments
    My question involves collection proceedings in the State of: Virginia

    I learned in a class regarding medical collections, that in the state of Virginia, if a patient makes 3 on time payments, of the same amount, they are therefor, by default, entered into a financial agreement with the facility. I need some clarification on this, as I am having trouble finding that in writing.
  • 09-03-2019, 01:40 PM
    PayrolGuy
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting MommaofAA
    View Post
    My question involves collection proceedings in the State of: Virginia

    I learned in a class regarding medical collections, that in the state of Virginia, if a patient makes 3 on time payments, of the same amount, they are therefor, by default, entered into a financial agreement with the facility. I need some clarification on this, as I am having trouble finding that in writing.

    I'd ask the teacher that taught you that.
  • 09-03-2019, 02:11 PM
    adjusterjack
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting MommaofAA
    View Post

    I learned in a class


    Those who can, do.
    Those who can't, teach.

    Ask your teacher to cite a statute or case decision that supports his/her assertion.
  • 09-03-2019, 02:29 PM
    PayrolGuy
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting adjusterjack
    View Post
    Those who can, do.
    Those who can't, teach.

    And those that can't teach are coaches and administration.
  • 09-03-2019, 03:17 PM
    adjusterjack
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting PayrolGuy
    View Post
    And those that can't teach are coaches and administration.

    And those who can't coach and administer are politicians.
  • 09-03-2019, 03:37 PM
    pg1067
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting MommaofAA
    View Post
    I learned in a class regarding medical collections, that in the state of Virginia, if a patient makes 3 on time payments, of the same amount, they are therefor, by default, entered into a financial agreement with the facility. I need some clarification on this

    Well...it would seem to me that the most logical thing for you to have done would be to speak with your teacher who told you this. I doubt very much there is any law that supports this.
  • 09-04-2019, 05:50 AM
    llworking
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting pg1067
    View Post
    Well...it would seem to me that the most logical thing for you to have done would be to speak with your teacher who told you this. I doubt very much there is any law that supports this.

    I have heard of some states having that kind of law written into their code that covers debt and collections.
  • 09-04-2019, 07:31 AM
    PayrolGuy
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting llworking
    View Post
    I have heard of some states having that kind of law written into their code that covers debt and collections.

    There are lots of laws about debt and collections. I doubt any of them create a contract when neither party is trying to create a contract.
  • 09-04-2019, 08:26 AM
    llworking
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting PayrolGuy
    View Post
    There are lots of laws about debt and collections. I doubt any of them create a contract when neither party is trying to create a contract.

    You wouldn't define a debtor making regular payments as someone who is attempting to create a contract?
  • 09-04-2019, 08:43 AM
    adjusterjack
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting llworking
    View Post
    You wouldn't define a debtor making regular payments as someone who is attempting to create a contract?

    Attempting isn't necessarily succeeding.

    I'm wondering if the OP may be referring to a statute of limitations. In some states making a payment (or payments) restarts the SOL. In others it takes a written agreement by the debtor.
  • 09-04-2019, 08:57 AM
    PayrolGuy
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting llworking
    View Post
    You wouldn't define a debtor making regular payments as someone who is attempting to create a contract?


    Not really it is simply making payments on an owed debt. But both parties must agree to a contract.

    Also, hospitals have a pretty good lobby in most states and out of the kindness of their heart and the fact that even a well-insured person is likely going to need some time to pay off the deductible and copay of even the most minor procedure they allow people to pay out debts without a finance agreement.

    Because they have a good lobby in most states I would find it close to impossible to believe that a law would get passed that could and likely would run a pretty good chance of making hospitals either stopping the practice of allowing payoffs without a finance contract in place or doing so and charging credit card level interest.
  • 09-04-2019, 10:10 AM
    pg1067
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting llworking
    View Post
    You wouldn't define a debtor making regular payments as someone who is attempting to create a contract?

    I wouldn't. I make regular payments on a couple of loans, and, when I do, I am not seeking to create a contract. Rather, I am intending to perform in accordance with the terms of an already existing contract.

    Quote:

    Quoting llworking
    View Post
    I have heard of some states having that kind of law written into their code that covers debt and collections.

    Which states would those be?
  • 09-04-2019, 03:13 PM
    llworking
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting pg1067
    View Post
    I wouldn't. I make regular payments on a couple of loans, and, when I do, I am not seeking to create a contract. Rather, I am intending to perform in accordance with the terms of an already existing contract.



    Which states would those be?

    I said that I had heard of it. I don't remember if I heard of it on forums like these or out in the real world. I do know that I have been voluntarily sending a small payment towards a huge hospital bill for many years now and have never been sued.
  • 09-04-2019, 03:35 PM
    pg1067
    Re: Payment Agreement by 3 on Time Payments
    Quote:

    Quoting llworking
    View Post
    I said that I had heard of it. I don't remember if I heard of it on forums like these or out in the real world.

    So...basically something that you once heard or read from a source you don't remember that may or may not be reliable.
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