Bank Made Unauthorized Transaction on My Account
My question involves collection proceedings in the State of: Kansas
I am being sued for a debt. The court date is July 16, 2019. On Friday morning, July 5th, the balance in my checking account was $3.24. The bank wrote a counter check, also on July 5th, to the creditor for $150 which they subsequently cashed and charged me for NSF as well. The creditor does not yet have the judgment. How is this possible?
Re: Bank Made Unauthorized Transaction on My Account
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tippy
My question involves collection proceedings in the State of: Kansas
The bank wrote a counter check, also on July 5th, to the creditor for $150 which they subsequently cashed and charged me for NSF as well.
You are going to have to explain that one. Did the bank actually just write them a check on your account or was it an ACH that you had previously authorized.
Re: Bank Made Unauthorized Transaction on My Account
Quote:
Quoting
tippy
My question involves collection proceedings in the State of: Kansas
I am being sued for a debt. The court date is July 16, 2019. On Friday morning, July 5th, the balance in my checking account was $3.24. The bank wrote a counter check, also on July 5th, to the creditor for $150 which they subsequently cashed and charged me for NSF as well. The creditor does not yet have the judgment. How is this possible?
You go into the bank (not over the phone but in person) and ask for an explanation for the unauthorized withdrawal.
Re: Bank Made Unauthorized Transaction on My Account
Does the creditor happen to be a credit card issued by the same bank?
If yes, then the payment is explained by the bank's right of set off that is explained in your card or account holder agreement.
Re: Bank Made Unauthorized Transaction on My Account
Ask to speak to a Bank Officer when you go to your bank.