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Can You Get Unemployment if You Hold Two Jobs and Lose Only One

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  • 10-18-2018, 08:18 AM
    comment/ator
    Re: Unemployment (2 Jobs Lost One)
    In unemployment calculations, the quarters used to calculate benefits will change the first full calendar week of the new quarter, not necessarily the date of the first day of the month, as in Jan, the new quarter will begin on Jan. 7, and that is probably going to be a better week for you to file. Of course, you could file any week that you make less than your weekly benefit amount, or you could, for that matter, file a claim immediately and set up a claim, though you would not be able to begin receiving benefits on such a claim until your earnings had dropped. But in your case, it may very well pay to wait.

    But what is at issue is that once you have filed a claim, if you have enough wages to set up a claim, any amount, even as little as $88, you are locked into that claim for the next full year. They do not let you change your claim when the quarters roll around where if, you had filed, and they had pulled in the first four of the last five completed quarters you would've drawn much more. So you need to look at the quarters, check out the CA unemployment tables, think about your past quarters of wages before you file for benefits.

    If you were to file a claim right now (in the Oct, Nov, Dec 2018 time frame that the system is in right now) the system would go back eighteen months and pull up quarters of wages. Contrary to what many people think, unemployment insurance does not take in your whole work life, like the social security programs. They only go back a few quarters, roughly 18 months. Each time the quarters change, a quarter is picked up and one is dropped from figuring your amount of unemployment benefits you'll qualify for. The system does this calculation based on their wage records supplied by employers.

    From what you have told us, there might be some small earnings quarters for you there back in 2017, which would result in your getting set up for a very small amount of weekly benefits. Then since you were given more hours later, there will be bigger quarters of earnings as we move forward. If you wait until the first full week in January to file, the first of those old quarters will drop off, and they'll pick up the more recent quarters, for possibly a larger Weekly Benefit Amount. So as has been advised, you look, you think about your earnings, you decide when to file, and remember, you'll be stuck there for a year, you can't re-file the claim once it is filed.
  • 10-18-2018, 08:51 AM
    li/<o
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    Quote:

    Quoting chyvan
    View Post
    You don't have to be let go. Any time by working, that you'll get less than you would on partial UI, that is a potentially good time to file for a UI claim.

    However, you have nonuniform hours. You were earning $35 to $50 a week on one job and $400 to $700 in the other, and then you were made full-time 3 months ago. Therefore, there is a very high probability the wages Jul 1 to Sep 30 will be a much high wage quarter than all your other quarters, and ideally if it is, then you want that quarter in your base period to draw the largest weekly UI check that you can get.

    Now, use that table and do the math so that you'll know when that week arrives that you might want to file for benefits. It could also be that your UI benefit will be so much better if you wait until Jan 6, 2019 to file, that it might be worth the wait, but do the math.

    I've seen cases where people have gone from filing immediately and getting $88/wk to waiting 3 weeks for a quarter change over getting $450/wk. I think you might be a good candidate to manipulate your benefit to your advantage.




    You can file that day or the next, or you could wait until Jan 6 to maybe get more money as the quarters shift.

    You're still working, I'm assuming you can still pull your paystubs to bucket the money by quarter. Don't cheat yourself and race out and file. It's so much easier to get it right the first time.

    Thanks for the advice I will definitely wait until January 6, 2019 and beyond. At this point I will still have work until we LQ everything, but it was said that January 13, 2019 would be the final day to LQ everything (they might let some of us go I would say depending how the LQ is going) either way I don't plan to file until January 6, 2019 and beyond. I have been doing some math and I think I know where I stand that will do until I find something else (which will be hard since in my area its just hard to find jobs especially after holiday season). Also to confirm yes my low end job was my part time job $35 to $50 and my main job (became FT the last 3 months) was around actually $500 to $700 (altough before around $400 to $700 being part time sometimes I get more hours sometimes less just depended on the demand).

    @comment/ator
    I appreciate the advice I wont file at all until January 6, 2019 and forward if it will help me even better.

    I am happy for everyone that is giving their advice definitely a big factor for me to wait until January 6, 2019 I am sure I will be let go around that time so that really helps a lot to stay and work hard on the LQ.

    Once again thanks everyone for your wonderful advice I do really appreciate it!
  • 10-18-2018, 11:28 AM
    chyvan
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    Quote:

    Quoting li/<o
    View Post
    I will definitely wait until January 6, 2019 and beyond.

    No, you don't definitely wait, you do the math so that you know for a fact. For all you know, you had a past quarter where you worked consistently 35 hours a week, and this prior quarter isn't materially better. It only seems like it could be because of what you said, but without numbers, it's just a guess. YOU have to know these things to do what's right for you. If you just go out and file without planning, EDD will just give you what you get.

    It's not that hard do if your paychecks show year-to-date earnings because you can pull the checks at the tail end of the quarters and just subtract to get the full quarter gross.. For a claim filed now, it's Jul, 1, 2017 to Jun 30, 2018. On Jan 6, it's Oct 1, 2017 to Sept 30, 2018.
  • 10-23-2018, 12:53 PM
    li/<o
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    Quote:

    Quoting chyvan
    View Post
    No, you don't definitely wait, you do the math so that you know for a fact. For all you know, you had a past quarter where you worked consistently 35 hours a week, and this prior quarter isn't materially better. It only seems like it could be because of what you said, but without numbers, it's just a guess. YOU have to know these things to do what's right for you. If you just go out and file without planning, EDD will just give you what you get.

    It's not that hard do if your paychecks show year-to-date earnings because you can pull the checks at the tail end of the quarters and just subtract to get the full quarter gross.. For a claim filed now, it's Jul, 1, 2017 to Jun 30, 2018. On Jan 6, it's Oct 1, 2017 to Sept 30, 2018.

    I am kind of confused though. I can't file yet until I am laid off for good no? I am still here until LQ after that (which I don't know when I will be layed off for good). Also which math the main job I am losing or the part time job?
  • 10-23-2018, 12:58 PM
    flyingron
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    If you're not being allowed to work in a week and get paid, you are eligible for UI. Temporary layoffs are just as valid in California as permanent ones.
  • 10-23-2018, 02:02 PM
    chyvan
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    Quote:

    Quoting li/<o
    View Post
    I can't file yet until I am laid off for good no?

    Not necessarily. Your store is closing. There may come a time where they're only letting you work one day a week. You don't have to be "laid off." It's any time you earn less by working than you'd get on UI that you consider applying to get UI to make up your lost wages.

    Quote:

    Quoting li/<o
    View Post
    Also which math the main job I am losing or the part time job?

    UI doesn't go by the job. They use ALL wages in the base period from ALL jobs to do the calculation. If you don't know your different weekly benefit amounts based on approximations by using the different start dates of a claim, you'll never know when the optimum time to file is or if you're going to earn LESS than you'd get on a partial UI formula.
  • 11-08-2018, 09:00 AM
    li/<o
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    Thanks the responses again guys. Thats the unknown thing as of now I been working the full amount (40 hours they don't want to give any OT). Its their you can kind of see the store with less merchandise as time passes by. The good thing is I am full time so they can't really keep me under 29.5 hours I remember a co worker went to labors commission and they got in trouble. I would assume the same would apply here.
  • 03-18-2019, 04:53 PM
    li/<o
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    I would like to just update my status with UE. Everything in the very end went smooth. I was working until 1.11.19. I filed asap I had some hiccups here and their. Just a weeks ago I was paid past weeks that I was past due. Overall everything seem easy in California being my first time on it. Also I got severance pay for one month and just to aware people or don't know the answer to that it doesnt go against your UE benefits you have to report it, but you don't get affected by it.

    Also still having my other part time job I report the hours kind of sucks it goes against my benefits, but its a small amount.
  • 03-19-2019, 07:29 AM
    comment/ator
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    Bravo to you for coming back and giving us a follow up report! It sounds like you did just what you were supposed to, and reported everything quickly and honestly and asked the right questions and everything went smoothly as could be expected. That small weekly amount that comes out of the U.I. due to the part time work, remember, you're not really losing it, it stays on in the total that is in your claim to be drawn, so you can possibly go on doing the partial thing longer if you need to. But hopefully, you'll soon find something better and be back up to fuller income soon.
  • 03-25-2019, 06:11 PM
    li/<o
    Re: Can You Get Unemployment if You Hold Two Jobs and Lose Only One
    Thanks I appreciated everyone that helped me here I never been in UE nor do I plan to stay on it. I applied for a Law Enforcement job and I hope everything goes well I am basically waiting to get called for an offer. Believe me it was a headache in the very start until everything was resolved which took a few weeks before it was. Where I live its hard to find a good job I just hope I get a call soon so I can head to something better. Thanks again!
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