Ex-Girlfriend Charged $6500 on My Credit Card

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Quoting PayrolGuy

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I don't see where allowing the ex to use use the Non-Chase credit card would violate the OPs agreement with Chase.

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Credit card companies typically impose policies that once you give somebody else your card or number to make purchases, all of their subsequent purchases are attributable to you and must be paid by you.

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Quoting Mr. Knowitall

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Credit card companies typically impose policies that once you give somebody else your card or number to make purchases, all of their subsequent purchases are attributable to you and must be paid by you.

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But if they're different credit cards? Permission to use one automatically means permission to use them all? As in if I give my hubby permission to use my VISA card that means he can legally use my AmEx card? (Just asking, I honestly don't know about this.)

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Quoting eerelations

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But if they're different credit cards? Permission to use one automatically means permission to use them all? As in if I give my hubby permission to use my VISA card that means he can legally use my AmEx card? (Just asking, I honestly don't know about this.)

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No, but the fact that you admit to allowing him to use your VISA card would tend to make a credit card company believe that you also gave permission to use the AmEx if the person claims that they had permission. The whole thing is a "he said/she said" situation and the credit card company is going to tend to go with what seems more credible...and a prosecutor won't go with something that appears weak.

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Quoting llworking

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No, but the fact that you admit to allowing him to use your VISA card would tend to make a credit card company believe that you also gave permission to use the AmEx if the person claims that they had permission. The whole thing is a "he said/she said" situation and the credit card company is going to tend to go with what seems more credible...and a prosecutor won't go with something that appears weak.

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OK got it.

AmEx is a different company from Visa, and won't know about a prior incident with a Visa card unless somebody brings it up when they're investigating a dispute. That may lend some additional weight to the idea that the card holder was inclined to let the other party use his or her credit cards, but it's not of itself dispositive of the issue. Here we have a card holder who says that he may have given past authorization to his girlfriend to use the card; if she says she made the charge with permission, and he admits to the credit card company that he doesn't know if he gave past permission, there's a good chance that they'll reverse themselves and put the charge back on his card.

I am original poster ... Some more information:

My girlfriend was a paid consultant to my company. The card she used was a company credit card. She was not authorized for this charge and as far as I know she should not been privy to this number.

So this could also be described as some sort of breach of contract or trust to the company.

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Quoting sbsbsbsb

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I am original poster ... Some more information:

My girlfriend was a paid consultant to my company. The card she used was a company credit card. She was not authorized for this charge and as far as I know she should not been privy to this number.

So this could also be described as some sort of breach of contract or trust to the company.

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That actually could add credibility to her side if she claims she had permission. She worked for the company and it was a company card. Just don't go there.

I don't see any good way for you to win this honestly. Further details are not helping your case. If you have liability insurance on your business, you might check to see if this would be covered. But if your deductible is higher than the loss, it might not be worth it.