Ex-Girlfriend Charged $6500 on My Credit Card

My question involves criminal law for the state of: Michigan

My ex-girlfriend had a bipolar[?] event when we where in Europe: We broke up, all seemed well, then she posted lies to Facebook that I was abandoning her in Europe and that I had done other things that I had not. It was fun to get common friends / family involved in this way. She texted my daughter information that no daughter should know. She also beat me up with a wine bottle (nose fracture)

Even though she did all of that I really was trying to help her get back the USA--however, she refused to get on the airplane. I was going to arrange travel for her, but when I landed in USA she told me her dad had bought her another ticket.

Yesterday, I found out she used a my business credit card to charge $6500 for what I think must have been a business class or first class ticket back to the USA. Chase reissued card and confirmed I was not liable, but that my ex-girlfriend would be probably have a felony -- I confirmed I was ok with this.

I know she does not have the money. Now I am doubting myself, but I feel she does need the feedback--she had almost a month to tell me about this.

I told her this is happening, but she does not call me back. Should I file a police report? What will probably happen with her? What happens if I decide to help her pay this?

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Quoting sbsbsbsb

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My question involves criminal law for the state of: Michigan

My ex-girlfriend had a bipolar[?] event when we where in Europe: We broke up, all seemed well, then she posted lies to Facebook that I was abandoning her in Europe and that I had done other things that I had not. It was fun to get common friends / family involved in this way. She texted my daughter information that no daughter should know. She also beat me up with a wine bottle (nose fracture)

Even though she did all of that I really was trying to help her get back the USA--however, she refused to get on the airplane. I was going to arrange travel for her, but when I landed in USA she told me her dad had bought her another ticket.

Yesterday, I found out she used a my business credit card to charge $6500 for what I think must have been a business class or first class ticket back to the USA. Chase reissued card and confirmed I was not liable, but that my ex-girlfriend would be probably have a felony -- I confirmed I was ok with this.

I know she does not have the money. Now I am doubting myself, but I feel she does need the feedback--she had almost a month to tell me about this.

I told her this is happening, but she does not call me back. Should I file a police report? What will probably happen with her? What happens if I decide to help her pay this?

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How did she have access to your credit card in order to pay for the ticket?

You do not need to file a police report. Its seems pretty clear that Chase is going to handle that aspect of things.

There is only one card and it was in my wallet

1) She had either copied the number from my wallet
2) OR I had given her the number (if this is the case it would not have been in the last 12 months--I checked my records)

If I had given her the number in the past would this change anything? [I have given her numbers for other cards in the past & she had one of my cards in her possesion, but all of those cards were promptly cancelled]

If your ex-girlfriend was in Europe at the time she used your card, while that may in fact be a felony (or equivalent) under the laws of the nation in which she made the purchase, that's not a matter that can be prosecuted in a U.S. court.

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Quoting sbsbsbsb

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There is only one card and it was in my wallet

1) She had either copied the number from my wallet
2) OR I had given her the number (if this is the case it would not have been in the last 12 months--I checked my records)

If I had given her the number in the past would this change anything? [I have given her numbers for other cards in the past & she had one of my cards in her possesion, but all of those cards were promptly cancelled]

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Yes, if you had given her the number in the past that WOULD make a difference.

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Quoting sbsbsbsb

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I have given her numbers for other cards in the past & she had one of my cards in her possession

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Did you reveal to Chase that you routinely allowed her to use your cards?

I'm guessing not.

If Chase goes after her for the money and she reveals that, you could be in a $6500 hole.

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Quoting adjusterjack

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Did you reveal to Chase that you routinely allowed her to use your cards?

I'm guessing not.

If Chase goes after her for the money and she reveals that, you could be in a $6500 hole.

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This is my business card and my only card with Chase -- I use it for very specific things. I searched all my records and do not find where this card had been shared with anyone (or at least i the records in the last 12 months).

In the past, the stuff she used my personal credit cards were for things being delivered to our home.

However, I had not authorized her to use any credit card for the purchase of air tickets -- and she specifically had told me her father paid for it.

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Quoting sbsbsbsb

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This is my business card and my only card with Chase -- I use it for very specific things. I searched all my records and do not find where this card had been shared with anyone (or at least i the records in the last 12 months).

In the past, the stuff she used my personal credit cards were for things being delivered to our home.

However, I had not authorized her to use any credit card for the purchase of air tickets -- and she specifically had told me her father paid for it.

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The fact that you authorized her to use any of your credit cards, for any purpose honestly does make a difference.

I don't see where allowing the ex to use use the Non-Chase credit card would violate the OPs agreement with Chase.

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Quoting sbsbsbsb

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I know she does not have the money. Now I am doubting myself, but I feel she does need the feedback--she had almost a month to tell me about this.

I told her this is happening, but she does not call me back. Should I file a police report? What will probably happen with her? What happens if I decide to help her pay this?

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Don't bail her out. I have friends and a family member with BP. If she doesn't feel the consequences of bad decisions then she has no incentive to learn how to manage her disease.