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What to Do About False Charges from a Former Landlord on My Credit History

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  • 06-08-2017, 07:44 AM
    Jgran17
    What to Do About False Charges from a Former Landlord on My Credit History
    My question involves collection proceedings in the State of: Texas. I leased from an apartment in 2012 where they began to charge me ridiculous fees that were outside the lease. I did not pay them. They filed an eviction. We went to court and the judge ruled in my favor and ruled I owed $0. I was let out the lease. I am just now finding out in 2017 that it is on my credit with a $2800 balance. I reached out to that apartment complex and provided our old court documents but they are denying it is real and will not have it removed from my credit. Is their a quick way to get this resolved because I am trying to move in 2 months and this bogus debt is preventing things?
  • 06-08-2017, 07:53 AM
    llworking
    Re: Charge on Rental History
    Quote:

    Quoting Jgran17
    View Post
    My question involves collection proceedings in the State of: Texas. I leased from an apartment in 2012 where they began to charge me ridiculous fees that were outside the lease. I did not pay them. They filed an eviction. We went to court and the judge ruled in my favor and ruled I owed $0. I was let out the lease. I am just now finding out in 2017 that it is on my credit with a $2800 balance. I reached out to that apartment complex and provided our old court documents but they are denying it is real and will not have it removed from my credit. Is their a quick way to get this resolved because I am trying to move in 2 months and this bogus debt is preventing things?

    The only way to get it resolved at all at this point is to sue them...and that will not be quick.
  • 06-08-2017, 08:26 AM
    Mr. Knowitall
    Re: What to Do About False Charges from a Former Landlord on My Credit History
    Quote:

    Quoting Jgran17
    View Post
    I reached out to that apartment complex and provided our old court documents but they are denying it is real and will not have it removed from my credit. Is their a quick way to get this resolved because I am trying to move in 2 months and this bogus debt is preventing things?

    In the short-term you can dispute the charge with the credit reporting agencies -- but it's possible that the landlord will report back that the charge is valid.
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