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When Can You Be Charged With Insurance Fraud

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  • 04-18-2017, 04:31 PM
    tmoore
    When Can You Be Charged With Insurance Fraud
    My question involves criminal law for the state of: Minnesota
    Can you get charged with a crime, if someone you don't know made a false report that you made a claim to your insurance, even though you made a police report and gave your insurance company all of the information needed about the theft of your vehicle and who the people where that you believed had something to do with it being taken. The vehicle was recovered, but the person they recovered it from was not charges with any crime. You asked about getting your vehicle back after it was recovered from the insurance company, but the insurance company went ahead and filed a claim and closed it. Didn't hear anything more about it for several years, until someone made a false report, because the people who I believed to of being part of the vehicle being stolen are into with the person who made the false report. I do not have anything to do with their situation, but the person is retaliating against the other person, because of their own confrontation that I have nothing to do with or no anything about!!!! The person is trying to cause trouble for me by making this false report, because I know the other person they are having the confrontation with, but do not have anything to do with either party!!! What can I do about this??
  • 04-18-2017, 04:36 PM
    Mr. Knowitall
    Re: When Can You Be Charged With Insurance Fraud
    If your insurance company receives a report of alleged fraud, they will either disregard the report or they will investigate it. If they investigate and find no basis to question the validity of the insurance claim, then they will not take any further action on the report.
  • 04-18-2017, 04:46 PM
    tmoore
    Re: When Can You Be Charged With Insurance Fraud
    The insurance company has closed the claim.
    This person made a false claim to a fraud prevention number after several years have passed.
  • 04-18-2017, 04:48 PM
    Mr. Knowitall
    Re: When Can You Be Charged With Insurance Fraud
    If the insurance company saw no reason to reopen the claim based upon the report, then they're not taking action based on the report.
  • 04-18-2017, 04:52 PM
    tmoore
    Re: When Can You Be Charged With Insurance Fraud
    So, what about this fraud prevention office. They notified me and told me the report was filed and I told them my side of the story and I didn't know this person.
    They told me they were writing a report off of what this person said and sending it to the DAs office.
  • 04-18-2017, 06:14 PM
    adjusterjack
    Re: When Can You Be Charged With Insurance Fraud
    I'm not getting it. Your post is very disjointed.

    Did somebody contact your insurance company and accuse you of filing a fraudulent claim?

    On what basis?

    Start with those two questions and see if you can explain things a little better.
  • 04-18-2017, 06:22 PM
    tmoore
    Re: When Can You Be Charged With Insurance Fraud
    No, they didn't contact the insurance company. They contacted the fraud bureau where you report fraud claims.
    The insurance claim has been closed for 4 years.
  • 04-18-2017, 07:05 PM
    Mr. Knowitall
    Re: When Can You Be Charged With Insurance Fraud
    We're going around in circles. This person can make reports alleging fraud to everybody in the universe. If somebody in the universe cares enough to do so, they will relate the complaint to the insurance company, which will either reopen the claim or ignore the report. If it reopens the claim, it will investigate the report and make a determination of whether there is any merit to the report. If it ignores the report, nothing will happen.

    It is difficult to believe that anybody will care enough to investigate a random allegation of fraud relating to a four-year-old claim. Also, for most criminal offenses, save for the most serious crimes, the criminal statute of limitations in Minnesota is three years. See Minnesota Statutes, Sec. 628.26.
  • 04-18-2017, 07:18 PM
    tmoore
    Re: When Can You Be Charged With Insurance Fraud
    Thank you!

    This helps, sorry to make it so confusing.
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