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Garnishment of Taxes Refunds for a Debt to AAFES

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  • 03-04-2017, 09:56 AM
    Defender024
    Garnishment of Taxes Refunds for a Debt to AAFES
    My question involves collection proceedings in the State of: Virginia

    Hello my question to anybody for a set of answers involves AAFES. I owed a debt on my Military Star card after I separated the military after 10 years. I was not allowed to pay online payments on my account because when I was overseas in Korea they would try to take the money before it was in the account. So when I separated I paid 640 to help knock down the account balance to 1200 dollars. I no longer had base access and could not pay online. So I let it go and wasn't surprised when they garnished my income taxes I was hoping it would settle the debt. However for the next 4 years they have taken a 1630.00 income tax return, 1263.00 income tax return, 879.00 income tax return. and last year 250.00. The total of 4,022.00 dollars for a debt of 1265.00 dollars at a interest rate of 18%.
    Today I received a certified letter for wage garnishment for 15% of my income for a debt of 1800.00 dollars. So being angry that I already paid double into it and the debt should have been settled a the collection agency said that I had to pay monthly payments of 210.00 and a down payment or they would have to proceed to garnishment of my paycheck. So what I want to know is simple is this legal and is there anything I can do to fix this problem since I just paid 2x the debt on the credit card and now they are asking for 1800 dollars more. What should I do? Any advice will be good advice thank you.
  • 03-04-2017, 10:46 AM
    adjusterjack
    Re: Garnishment of Taxes Refunds for a Debt to AAFES
    Yes, it's legal.

    The way you fix it is you pay the current balance in full.

    Failing that, the debt will continue to increase with garnishment fees and interest.

    That you paid a ton of interest and still owe is on you because you "let it go."
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