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Can You Select Which Debts To Discharge In Bankruptcy

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  • 02-05-2007, 08:47 PM
    kidviper2006
    Can You Select Which Debts To Discharge In Bankruptcy
    that if u file for a ch.7 bankruptcy you can choose what credit cards or auto loan(s) u want to discharge, u don't need to file for bankruptcy every single loan that u have?
  • 02-05-2007, 09:47 PM
    Just Breath
    Re: is this true
    Not exactly. If you file Ch 7, you will have to disclose all of your debts and the Court will send a notice of your bankruptcy filing to ALL of your creditors. However, you may sign a reaffirmation agreement with those creditors who you wish to continue paying. You should consult a local bankruptcy attorney to answer questions concerning your situation and whether Ch 7 is adviseable or whether it will achieve your desired goal.
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