When Do You File a Reaffirmation Agreement in Chapter 7 Bankruptcy
If you want to reaffirm your car loan during Chapter 7 bankruptcy, when do you file for reaffirmation?
Re: When Do You Reaffirm a Car Loan in Chapter 7 Bankruptcy
A reaffirmation agreement must be filed no later than 60 days after the first date set for the meeting of creditors under Sec. 341(a) of the Bankruptcy Code.
Before reaffirming a car loan, you should discuss your other options with your bankruptcy lawyer. It may be possible to keep the car by voluntarily making payments, even if you don't reaffirm..