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Do You List Your Cell Phone Bills in Your Bankruptcy Matrix

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  • 09-18-2016, 06:21 PM
    Caitline69
    Do You List Your Cell Phone Bills in Your Bankruptcy Matrix
    My question involves bankruptcy in the state of: Oregon

    Quick question, I am finishing up the forms to complete the filing of a Chapter 7 Bankruptcy. When I initially filed, I had notified my cell phone carrier that I filed bankruptcy. My service was suspended at that point in time. The lady I spoke with at ATT was very courteous and went through a process that gave me a credit for the entire past due balance and reinstated my service. Now my question is, do I include this amount (the credit that is) in my list of Unsecured claims? Since it's a credit, I'm not sure if I include it or not. I'm worried that if I don't include it, they can renege on the credit and demand full payment after the bankruptcy is discharged. Thanks.
  • 09-19-2016, 02:20 AM
    flyingron
    Re: Do You List Your Cell Phone Bills in Your Bankruptcy Matrix
    You've lost me on the timing of this. You should have listed the past due amount when you filed bankruptcy.
  • 09-19-2016, 08:38 AM
    Caitline69
    Re: Do You List Your Cell Phone Bills in Your Bankruptcy Matrix
    Sorry, I am currently in the process of finishing up the paperwork. When I initially filed, I filed the paperwork that had to be done immediately with a 14 day period to finish the rest. Hope that makes sense, no coffee yet! :)
  • 09-19-2016, 08:47 AM
    llworking
    Re: Do You List Your Cell Phone Bills in Your Bankruptcy Matrix
    Quote:

    Quoting Caitline69
    View Post
    Sorry, I am currently in the process of finishing up the paperwork. When I initially filed, I filed the paperwork that had to be done immediately with a 14 day period to finish the rest. Hope that makes sense, no coffee yet! :)

    List the debt in your bankruptcy paperwork. Its better safe than sorry.
  • 09-19-2016, 12:02 PM
    Caitline69
    Re: Do You List Your Cell Phone Bills in Your Bankruptcy Matrix
    Will do! Thank you!
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