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Can Debt a Collector Go After Your Spouse If You Default on Your Credit Card Debt

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  • 09-18-2016, 11:59 AM
    Yogibear
    Can Debt a Collector Go After Your Spouse If You Default on Your Credit Card Debt
    My question involves collection proceedings in the State of: FLORIDA

    3 years after loosing my job I had collected credit card debt ($5000) that was only under my name. I have returned back to Canada to work, but my Husband has 2 years left on his contract before he moves back. We own a home and have a joint bank account.

    Question? Can they go after my husband or our communal property to pay the debt?

    Thank you!
  • 09-20-2016, 08:53 AM
    Mr. Knowitall
    Re: Can Debt a Collector Go After Your Spouse If You Default on Your Credit Card Debt
    It is unlikely, given Florida law, that a creditor would attempt to reach marital real estate.

    It is possible that they would try to recover the money that you owe, post-judgment, from a joint bank account.
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