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How to Maintain Confidentiality in Public Records

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  • 09-04-2016, 06:29 PM
    Bredtodo
    How to Maintain Confidentiality in Public Records
    My question involves real estate located in the State of: Florida

    I'm looking to purchase a lot (will be financed), and then in a few years build a home on the lot. How can the transactions be structured to maintain confidentiality on all public records?

    - is there a way the title company can conceal the owners?
    - does it need to be in a trust, and appoint a legal counsel as the trustee?

    Obviously there is a mortgage deed, and property records that need to be concealed somehow.

    The state of Florida is very open to all information, and I want to conceal this.

    Thank you in advance for all your help.
  • 09-04-2016, 07:45 PM
    Taxing Matters
    Re: Maintain Confidentiality on Public Records
    Consult a real estate attorney in Florida for the help you need. A lot may depend on why you desire the privacy. Note, though, that what you may end up having to do to keep your involvement hidden may also mean paying (perhaps a lot) more money than you would otherwise.
  • 09-04-2016, 08:06 PM
    Bredtodo
    Re: Maintain Confidentiality on Public Records
    I'm a business owner, and would like to keep my private residence address concealed for the public eye.

    From what I've read, is that the title company "could" possibly record the property to a trust. But I think it really depends on the lender allowing that to take place.
  • 09-04-2016, 08:13 PM
    jk
    Re: Maintain Confidentiality on Public Records
    If there is a trust and the trust is to whom the property is deeded to it will be recorded in the name of the trust. otherwise it's going to have your name on it if you purchased it.
  • 09-04-2016, 09:15 PM
    Taxing Matters
    Re: Maintain Confidentiality on Public Records
    Quote:

    Quoting Bredtodo
    View Post
    I'm a business owner, and would like to keep my private residence address concealed for the public eye.

    From what I've read, is that the title company "could" possibly record the property to a trust. But I think it really depends on the lender allowing that to take place.

    There are lots of ways that it could be done, depending on how hard you want it to be for people to find you. Note that it will not prevent creditors, the government etc., from finding your residence.

    But every method will have one thing in common: some other person or entity will directly own the property, not you. Thus, If the home is owned by a trust, then you would not be the owner of the home — the trust would own it. The trust would also then need to be the party on the mortgage or deed of trust, too. Whether a lender will be willing to do that, and at what cost, is something you need to discuss with the lender. The lender would almost certainly demand that you personally guarantee that mortgage, too. There are costs and limitations to owning property through a trust like this. It is unclear in Florida, for example, if the Florida homestead exemption in bankruptcy would apply to a home you have in trust. In addition, to get homestead tax exemption your trust may need to meet certain special requirements. That will vary by county. There can be other issues doing this as well. You will want to discuss all the details and potential drawbacks of any arrangement with the attorney you consult.
  • 09-04-2016, 11:01 PM
    adjusterjack
    Re: Maintain Confidentiality on Public Records
    Quote:

    Quoting Bredtodo
    View Post
    I'm a business owner, and would like to keep my private residence address concealed for the public eye.

    1 - The general public isn't going to care.

    2 - Anybody who does care enough to look for you, will find you and your property easy enough pretty much no matter how you try to hide it.

    I used to make a living finding out things about people that they thought they had well hidden.
  • 09-05-2016, 06:19 AM
    Bredtodo
    Re: Maintain Confidentiality on Public Records
    Quote:

    Quoting adjusterjack
    View Post
    1 - The general public isn't going to care.

    2 - Anybody who does care enough to look for you, will find you and your property easy enough pretty much no matter how you try to hide it.

    I used to make a living finding out things about people that they thought they had well hidden.

    Unfortunately you don't know what type of business I own, so it's very hard for you or anyone to say that.

    Bottom line, I don't want my information visible to any yahoo that can do a google search. That's my private information, and should not be allowed for anyone to see it. The state of Florida is a joke, you can view if someone owns a business, property, marriage, auto, etc.

    Then people are curious why identity theft is so high.
  • 09-05-2016, 06:47 AM
    flyingron
    Re: Maintain Confidentiality on Public Records
    You misunderstand that PUBLIC information is indeed PUBLIC. You can obscure the land records, but that won't stop someone who is determined. The sad fact is that there is more to doing RESEARCH than just google (though you'd have a hard time convincing kids that these days). Unless you are scrupulously careful in all aspects of your life (what name is on your telephone bill? Have you ever gotten even a traffic ticket? etc...) determined people will find you. Further, if you DO BUSINESS WITH THE PUBLIC, in most cases the PUBLIC does have rights to certain identifying information.
    '
    Of course, since you are paranoid to the point of not providing any salient details (not to say rude about it to those who are attempting to help you), I would suggest you box up all your concerns and find an attorney to pay who will be covered by the attorney-client privilege that you can be frankly honest about your issues.
  • 09-05-2016, 08:41 AM
    jk
    Re: Maintain Confidentiality on Public Records
    I wonder if OP has taken any precautions to hide his identity when posting here?

    Most people really don't understand how open and available their information is in the current day.
  • 09-05-2016, 09:02 AM
    Bredtodo
    Re: Maintain Confidentiality on Public Records
    Quote:

    Quoting flyingron
    View Post
    You misunderstand that PUBLIC information is indeed PUBLIC. You can obscure the land records, but that won't stop someone who is determined. The sad fact is that there is more to doing RESEARCH than just google (though you'd have a hard time convincing kids that these days). Unless you are scrupulously careful in all aspects of your life (what name is on your telephone bill? Have you ever gotten even a traffic ticket? etc...) determined people will find you. Further, if you DO BUSINESS WITH THE PUBLIC, in most cases the PUBLIC does have rights to certain identifying information.
    '
    Of course, since you are paranoid to the point of not providing any salient details (not to say rude about it to those who are attempting to help you), I would suggest you box up all your concerns and find an attorney to pay who will be covered by the attorney-client privilege that you can be frankly honest about your issues.

    I sell USML items to the US military and its allies. Items that our unfriendly's would love to get their hands on. So yes, I think it would be in mine and your best interest that my private information not be allowed to be public. But a public official or police officer can have their private information concealed, who do you think keeps the police and military armed?

    Google your name and phone number. Jokers with a computer can data mine any visible websites, and repost that information.

    Quote:

    Quoting jk
    View Post
    I wonder if OP has taken any precautions to hide his identity when posting here?

    Most people really don't understand how open and available their information is in the current day.

    Trust me friend, even this site owner couldn't track my whereabouts or identity. They see (IP, email, etc), what is meant for them to see.

    I never understand why you can't just get straight answers or feedback on forums, it's always people that want to add their two cents.
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