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If One Spouse Files Bankruptcy During Divorce, Are Both Spouses Discharged from Debt

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  • 08-04-2015, 08:38 AM
    Chinadoll26
    If One Spouse Files Bankruptcy During Divorce, Are Both Spouses Discharged from Debt
    My question involves a marriage in the state of: GEORGIA
    I am currently in the middle of divorcing my spouse(Husband). Our home is facing foreclosure. He filed Ch. 7 bankruptcy, (independently) unknown to me. He included jointly owned property- the current home and rental property, in his Bankruptcy. He was granted a discharge from his creditors, on 7/28/15. However, the home mortgage company has proceeded with foreclosure. Where does this leaves me as a co-borrower? Am I discharged from my debt obligations as it relates to the jointly owned home and rental property.
    What steps should I take to protect my assets?
  • 08-04-2015, 09:28 AM
    llworking
    Re: Divorcing Husband Filed Bankruptcy-Ch 7 During Divorce on Jointly Owned Home
    Quote:

    Quoting Chinadoll26
    View Post
    My question involves a marriage in the state of: GEORGIA
    I am currently in the middle of divorcing my spouse(Husband). Our home is facing foreclosure. He filed Ch. 7 bankruptcy, (independently) unknown to me. He included jointly owned property- the current home and rental property, in his Bankruptcy. He was granted a discharge from his creditors, on 7/28/15. However, the home mortgage company has proceeded with foreclosure. Where does this leaves me as a co-borrower? Am I discharged from my debt obligations as it relates to the jointly owned home and rental property.
    What steps should I take to protect my assets?

    No, you are not discharged...only he is.
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