Fraudulent Credit Card Charges

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Quoting budwad

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So now it is confirmed that he had a credit card in his name on his account. This definitely is not CC fraud. The entire post was bogus. I'm done here.

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I'm sorry for not being totally clear. Not trying to withhold anything. When the card was opened, two cards were issued. One in his name and one in hers. The statements AND cards were sent to her addresses. He never physically held a credit card nor a statement.

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Quoting NOT Elvis

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While I don't think there is much we can do to help the OP since this is her boyfriend's problem, I don't see anything fishy about her story nor have any significant details changed.

Star, in a perfect world your boyfriend would report her actions to the police and sue her in civil court for the damages she caused. It sounds like she is an incredibly manipulative and vindictive person though, and your boyfriend may feel it's worth paying the debt himself to preserve his credit and avoid escalating things with a crazy person. Whatever he chooses to do I wish you both the best.

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That's kind of the point. He's much nicer than I am. If it was MY money/credit card, I'd do everything I could to get my money back. As we want to get a home soon, he's paying off the debt so his credit has NO CHANCE of being ruined. I'm trying to convince him to pursue it further but trying to figure out what we would need to do.

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Quoting Star512

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5. My boyfriend took over the payments for two reasons. She is a crazy, vindictive person and c.f. would easily stop making payments in order to mess with him. He also wanted to cut all ties with her.

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Once he took over payments, he may well have forfeited any legitimate claim to fraud as he essentially legitimized the matter and made it a civil issue as opposed to a criminal one. Making a criminal case, now, might be impossible ... depending on the law where he or she lives - and jurisdiction may be dodgy.