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Collection Notice for Old Medical Bill

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  • 06-27-2005, 05:45 PM
    abbysmommy24
    Collection Notice for Old Medical Bill
    I used to live in Utah for college. I was on my parents medical insurance. In May of 2000, I saw a foot doctor because I run a lot and my foot was hurting. I paid the copay and went on my way. Soooo, 5 years passes, then a few days ago, I get a letter from "AAA Collections Professionals", saying that I hadn't been responding to previous letters, and if I didn't respond to this one, I'd get a bad report for the 500 dollar unpaid medical bill. (500 bucks for a doc to tell me not to run so much? That's a whole different issue..I now live in Las Vegas, and I haven't lived in Utah for 3 years. I am listed in the phonebook and online, there is no reason why they shouldn't have been able to contact me years ago. Certainly 5 years is too long not to let me know that the claim wasn't paid. So anyway, it's being resubmitted to the insurance to pay. Here are my questions:

    1. If the insurance refuses, what is the statute of limitations on medical bill collections in Utah?
    2. What do I do if this company puts a bad report on my credit?
    3. Any chance I'll end up having to pay this just for the sake of my credit?

    Any advice is veeery appreciated!!! Thanks!
  • 06-27-2005, 06:58 PM
    aaron
    Re: Just got a collection notice for a med bill from 5 yrs a
    Quote:

    Quoting abbysmommy24
    1. If the insurance refuses, what is the statute of limitations on medical bill collections in Utah?

    If there was a written agreement to pay, which most doctors require before offering services, probably the six year period for written contracts. Perhaps longer if your absence from the state "tolls" (extends) the statute, as occurs under the laws of many states.

    Quote:

    Quoting abbysmommy24
    2. What do I do if this company puts a bad report on my credit?

    It's probably already there.

    Quote:

    Quoting abbysmommy24
    3. Any chance I'll end up having to pay this just for the sake of my credit?

    If you owe the debt, the statute of limitations hasn't run, and your insurance doesn't pay it, that's probably the only way to make it go away. You can try to negotiate a lower pay-off figure.
  • 06-28-2005, 01:32 PM
    GreatGadsby
    i thought doctors visits fell under the UCC SOL of 4 years for goods and services.
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