BK discharged and official documents showing $700 total claims?? Have I been scammed?
I filed Ch.7 and was discharged in february. I am trying to clean up and reestablish my credit now, but I have found out that my bankruptcy was actually incomplete. I went through an agency who specializes in bankruptcy, I filled out all of the proper paperwork including a full list of my creditors. After the BK was dc'd I noticed nothing was updating on my credit report, after checking PACER it is showing only 2 creditors on my creditor matrix! I had nearly 20?!? I have copies of my original paperwork with my list, and then the "official copy" mailed to me after. The "official copy shows only 2 as well, but my originals have the correct list? whats up with that? If these is true I filed bankruptcy for 700$??? shouldnt someone have seen a red flag?!? Is there anything I can do to reverse this or take legal action against the agency since it is their mistake?
Re: BK discharged and official documents showing $700 total claims?? Have I been scam
Q: shouldnt someone have seen a red flag?
A: Yes...you.
Hire a bankruptcy lawyer to see if this can be amended, modified, reversed, whatever.
(I know nothing about bankruptcy and plan to keep it that way.)
Re: BK discharged and official documents showing $700 total claims?? Have I been scam
Thanks.
I thought you wanted an answer to the question.:confused:
Re: BK discharged and official documents showing $700 total claims?? Have I been scam
What is "an agency who specializes in bankruptcy"? A law firm? A paralegal service in your state? Something else?