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BK discharged and official documents showing $700 total claims?? Have I been scammed?

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  • 10-31-2006, 12:36 PM
    mrstmw
    BK discharged and official documents showing $700 total claims?? Have I been scammed?
    I filed Ch.7 and was discharged in february. I am trying to clean up and reestablish my credit now, but I have found out that my bankruptcy was actually incomplete. I went through an agency who specializes in bankruptcy, I filled out all of the proper paperwork including a full list of my creditors. After the BK was dc'd I noticed nothing was updating on my credit report, after checking PACER it is showing only 2 creditors on my creditor matrix! I had nearly 20?!? I have copies of my original paperwork with my list, and then the "official copy" mailed to me after. The "official copy shows only 2 as well, but my originals have the correct list? whats up with that? If these is true I filed bankruptcy for 700$??? shouldnt someone have seen a red flag?!? Is there anything I can do to reverse this or take legal action against the agency since it is their mistake?
  • 10-31-2006, 01:22 PM
    seniorjudge
    Re: BK discharged and official documents showing $700 total claims?? Have I been scam
    Q: shouldnt someone have seen a red flag?

    A: Yes...you.


    Hire a bankruptcy lawyer to see if this can be amended, modified, reversed, whatever.

    (I know nothing about bankruptcy and plan to keep it that way.)
  • 10-31-2006, 02:11 PM
    mrstmw
    Re:
    Im asking for constructive answers not rude bashes. I realize I may have made a mistake, that is not the question. I am trying to rectify it in anyway I can, but thanks for being a pompus a**
  • 10-31-2006, 03:10 PM
    seniorjudge
    Re: BK discharged and official documents showing $700 total claims?? Have I been scam
    Thanks.

    I thought you wanted an answer to the question.:confused:
  • 10-31-2006, 05:56 PM
    aaron
    Re: BK discharged and official documents showing $700 total claims?? Have I been scam
    What is "an agency who specializes in bankruptcy"? A law firm? A paralegal service in your state? Something else?
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