What is the Statute of Limitations on Medical Bills
My question involves collection proceedings in the State of: CA
I have a medical bill from when my son was hit by a car. it was in 2007, I was unable to pay it and a collections agency took it over in late 2008 and put it on my credit. My question is what is the statute of limitaions on medical bills?
Re: What is the Statute of Limitations on Medical Bills
Not sure it is applicable but I know in state close to you it is so I figured I would ask before searching:
is the creditor a "public" hospital such as a county supported facility rather than a privately owned facility?
while getting back with that, you need to realize there is a huge difference between the statute of limitations to be able to collect on a debt and the statute of limitations for reporting this on your credit report. General debt has a 4 year statute of limitations to be collectable (in California). It can be reported on your credit report for 7 years from first delinquency.
Re: What is the Statute of Limitations on Medical Bills
JK's excellent response does not even delve into whether they take you to court and obtain a judgment. That can extend things even farther.
Re: What is the Statute of Limitations on Medical Bills
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JK's excellent response does not even delve into whether they take you to court and obtain a judgment. That can extend things even farther.
actually it does. That would be the 4 year limitation. If the debt does not have some special allowances due to it being a public institution, after 4 years, the debtor can simply file an affirmative defense of the SOL having run out. Since it has been more than 4 years and if OP has done nothing to extend the SOL, they may be safe as far as being sued.
Re: What is the Statute of Limitations on Medical Bills
Actually, you are correct. I apologize.
Re: What is the Statute of Limitations on Medical Bills
Thank you, it was a public hospital. But I do believe you answered my question.