Re: Parent Took Out Student Loans in Child's Name Without Her Knowledge
Quote:
Quoting
danie311
My sister graduated school a few years back. After graduation, parents were receiving collections calls regarding student loan debt, that my father was not aware of. After discovering 6 or 7 student loans taken out in his name, by my mother, my father consolidated most of the loans. He contacted my sister for help in paying some of these off.
Please note that if your sister has known about this situation for years, more so if she has made payments during that time, even with a police report the lender might conclude at the end of an investigation that your sister is responsible for the loan. That is less likely to occur if there is a criminal prosecution, but if your sister has waited years to make a report the police and prosecutor may not be interested in picking up the case, and depending on the number of years a statute of limitations issue could arise.
Quote:
Quoting danie311
My sister... was under the assumption that my parents were paying for her student loans, as my mother had promised they would.
If in fact your sister knew these loans were taken out and were "hers", that adds weight to the argument that she should be responsible for the loans even if she did not personally sign them.
Quote:
Quoting danie311
It is very obvious that this is my mother's writing, and the documents even show that they were faxed from my mother's workplace back in 2009.
As we're speaking of many loans over a period of years, it does not seem likely that all of the loan documents were faxed from mom's workplace in 2009. But the fact that the handwriting "looks like" mom's, or the signature is "Santa Claus" instead of the name of the borrower, means neither that mom signed the name or that the borrower is off the hook - it is easy enough to say, "That doesn't look like [Jane Doe's] signature," but it is another thing entirely with a sample size that small to then prove that the borrower didn't sign in a disguised hand or that a specific person other than the borrower signed the signature. Believe me, the lender has had people who signed their own notes later say, "It's not my signature", sometimes because they disguised their handwriting or wrote a different name.
Quote:
Quoting danie311
I also was a witness to her forging my grandmother's name on a student loan, although I do not remember the year or the loan.
If you knew this was happening, why didn't you tell your father, sister or grandmother?
Re: Parent Took Out Student Loans in Child's Name Without Her Knowledge
Sorry to butt in on this thread but what about the statue of limitation on forging a signature? In Kansas it is 2yrs would this mean that you can't bring charges against anyone for the forged signature?