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Why Would My Bank Account Be Frozen

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  • 06-22-2012, 02:55 PM
    citizen123
    Why Would My Bank Account Be Frozen
    My question involves personal finance in the State of: Indiana

    Hi I recently went online to check my account balance and I saw that my account status was frozen. I don't owe any debts and I haven't received any documents in the mail. Could someone please assist me in why this is going on and what to do?
  • 06-22-2012, 03:09 PM
    Dogmatique
    Re: Why Would My Bank Account Be Frozen
    What happened when you called the bank?
  • 06-22-2012, 03:12 PM
    citizen123
    Re: Why Would My Bank Account Be Frozen
    When I called the bank they were unable to tell me why my account was frozen...do you know how long the bank can freeze my account without any explanation?
  • 06-22-2012, 03:15 PM
    Dogmatique
    Re: Why Would My Bank Account Be Frozen
    We can't possibly guess.

    And the bank would know - are you sure you got through to the right people?

    Have you made any unusual purchases with a debit card? Written an unusually large check?
  • 06-22-2012, 03:23 PM
    Disagreeable
    Re: Why Would My Bank Account Be Frozen
    Unpaid debts or taxes? Other account users you recently broke up with?
  • 07-04-2012, 11:57 AM
    eerelations
    Re: Why Would My Bank Account Be Frozen
    The bank knows why your account is frozen. It would be illegal for a bank to freeze an account on an irrational whim.

    What do you mean "they were unable to tell me" - they couldn't speak? That person didn't know? Why didn't you ask that person to transfer you to the person who does know?
  • 07-05-2012, 01:37 AM
    Betty3
    Re: Why Would My Bank Account Be Frozen
    Many times an acct. is frozen because a creditor has put a restraint/freeze on it (though you said you owe no debts) or one of the reasons Dogmatique noted.
    I would keep contacting the bank until you find out why. Can you physically go to the bank & talk to someone?
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