ExpertLaw.com Forums

Civil Judgement for Credit Card Debt

Printable View

  • 05-17-2011, 09:41 AM
    Xander1951
    Civil Judgement for Credit Card Debt
    My question involves collection proceedings in the State of: Michigan

    A judgement for $9188.00 from a credit card debt has been sent to me. I receive social security disability and state pension disabilty My husband receives social security retirement. This card is in my name only not my husbands. Can our joint checking account be taken? If so, if my name is not on the account would that stop any withdrawls for this debt?

    Thank you for your assistance
  • 05-17-2011, 10:33 AM
    Mr. Knowitall
    Re: Civil Judgement for Credit Card Debt
    Yes, a joint bank account can be garnished. If you take your name off of the account to frustrate a creditor, the creditor may petition the court to permit garnishment despite your having done so on the basis that your action constitutes a "fraudulent conveyance".
  • 05-17-2011, 04:13 PM
    Xander1951
    Re: Civil Judgement for Credit Card Debt
    Thank you for your answer. New question. How long is it before I would be notified of a checking account garnishment? '

    Thank you.
All times are GMT -7. The time now is 12:32 AM.
Powered by vBulletin® Version 4.2.4
Copyright © 2023 vBulletin Solutions, Inc. All rights reserved.
Copyright © 2004 - 2018 ExpertLaw.com, All Rights Reserved