Civil Judgement for Credit Card Debt
My question involves collection proceedings in the State of: Michigan
A judgement for $9188.00 from a credit card debt has been sent to me. I receive social security disability and state pension disabilty My husband receives social security retirement. This card is in my name only not my husbands. Can our joint checking account be taken? If so, if my name is not on the account would that stop any withdrawls for this debt?
Thank you for your assistance
Re: Civil Judgement for Credit Card Debt
Yes, a joint bank account can be garnished. If you take your name off of the account to frustrate a creditor, the creditor may petition the court to permit garnishment despite your having done so on the basis that your action constitutes a "fraudulent conveyance".
Re: Civil Judgement for Credit Card Debt
Thank you for your answer. New question. How long is it before I would be notified of a checking account garnishment? '
Thank you.