ExpertLaw.com Forums

Can Family Plan Be Considered As a Group Plan

Printable View

  • 01-17-2011, 12:47 AM
    naratino
    Can Family Plan Be Considered As a Group Plan
    My question involves insurance law for the state of: New Jersey.

    As I know, maximum exclusion period for pre-existing condition for small groups is 6 months, for individuals - 12 (NJ). My wife is covered by insurance. with type of plan: One Parent family. Totally, three persons have been included in policy. Can it be considered as a group plan?
  • 01-17-2011, 07:19 AM
    cbg
    Re: Can Family Plan Be Considered As a Group Plan
    No, a group does not mean it has more than one person on it. It means it has more than one family unit on it. An employer sponsored plan is a group plan. An indiviudally-offered plan that covers dependents is still an individual plan that is covering dependents.
  • 01-17-2011, 07:58 AM
    naratino
    Re: Can Family Plan Be Considered As a Group Plan
    Actually, the very first worlds of the policy are "We certify that, as of the applicable effective date shown below, you became insured under the group insurance policy shown below." Moreover, she has a group # specified on the insurance card.
  • 01-17-2011, 08:06 AM
    LawResearcherMissy
    Re: Can Family Plan Be Considered As a Group Plan
    How did your wife obtain the insurance?

    "Group" does not refer to the number of people on the policy, it refers to the pool of people holding that plan - for instance, a particular employer, or people who live in the same community who have banded together for a particular insurance rate.
  • 01-17-2011, 09:17 AM
    naratino
    Re: Can Family Plan Be Considered As a Group Plan
    Quote:

    Quoting LawResearcherMissy
    View Post
    How did your wife obtain the insurance?...

    By filling in a form directly on their website.
  • 01-17-2011, 10:04 AM
    cbg
    Re: Can Family Plan Be Considered As a Group Plan
    I answered the question you asked in the first post correctly given the information you provided. Had you included the rest of the information initially, the answer would have been different.

    Since it appears that you would prefer to play "gotcha" than get the legal answers to your questions, you're on your own as far as I'm concerned.
  • 01-17-2011, 01:28 PM
    naratino
    Re: Can Family Plan Be Considered As a Group Plan
    Ok, I got it. I didn't mean to play with you. Sorry If it seems that way. Thanx
  • 02-18-2011, 01:04 PM
    jerryjezza
    Re: Can Family Plan Be Considered As a Group Plan
    Controversy over the GOP's reproductive health agenda is mounting as House members consider a budget plan that slashes funds for family planning clinics and eliminates federal support for Planned Parenthood, a major provider of reproductive health care in the Group plan say that desperate times call for painful cuts in federal spending—and abortion providers are a prime target.
All times are GMT -7. The time now is 10:03 PM.
Powered by vBulletin® Version 4.2.4
Copyright © 2023 vBulletin Solutions, Inc. All rights reserved.
Copyright © 2004 - 2018 ExpertLaw.com, All Rights Reserved