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Repossession Lien Holder Filed Claims with My Insurance

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  • 01-02-2011, 06:32 PM
    jhae777
    Repossession Lien Holder Filed Claims with My Insurance
    My question involves an auto loan or repossession in the State of: california

    my car got repossessed dec 16, 2010 prior to that i already terminated the policy(nov. 30) on it and never used it. after a few days my insurance contacted me that lienholder filed a claim for damages on my car. talk to my insurance and they say that if wanted i could just tell them that damaged was before nov. 30 and they would cover it. but i dont want that knowing it would affect my records with my insurance.
    my question is could i just tell my insurance deny claim what are the repercussions? and if so could include those charges with a chapter 13 bancruptcy i amalready planning on filing it.....thank you very much.....
  • 01-04-2011, 09:49 AM
    Mr. Knowitall
    Re: Repossession Lien Holder Filed Claims with My Insurance
    We don't know when the damage occurred, and you have chosen not to tell us. I would encourage you to tell the truth.
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