Can Collection Agencies Stop You from Traveling
My question involves collection proceedings in the State of: Texas
I purchased a travelling ticket and some other things using my credit card.Now I'm not in a position to pay.My credit card company called me and told that my file would be given to collection agency.Now my concern is....is there any way that collection agency can stop me from travelling at the airport since I have purchased the ticket using the same bank.
Re: Can Collection Agencies Stop You from Travelling
Collection agencies are not the police. They may not stop you from doing ANYTHING.
Re: Can Collection Agencies Stop You from Travelling
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LawResearcherMissy
Collection agencies are not the police. They may not stop you from doing ANYTHING.
thanks for the reply.I was worrying as my travel abroad is must and they know that I'm travelling out of country and the bank asked me where is the merchandise I purchased at so and so store using their credit card.I was thinking they would stop me at the airport if don't pay them in full.
Re: Can Collection Agencies Stop You from Travelling
Reread Missy's post. They can't stop you from travelling. They can't even recover merchandise you bought with a credit card. The need to sue you and get a judgement.
If they told you they could do anything other than bring a lawsuit, they have broken both Federal and Texas law and you may have redress.
Re: Can Collection Agencies Stop You from Travelling
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flyingron
Reread Missy's post. They can't stop you from travelling. They can't even recover merchandise you bought with a credit card. The need to sue you and get a judgement.
If they told you they could do anything other than bring a lawsuit, they have broken both Federal and Texas law and you may have redress.
thanks once again for the reply....how long it would take them to decide to sue me??
Re: Can Collection Agencies Stop You from Travelling
The have several years from the point you became delinquent.
Re: Can Collection Agencies Stop You from Travelling
how long have you had this card?
Re: Can Collection Agencies Stop You from Travelling
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jk
how long have you had this card?
for 2 months....and it was closed 10 days back...and I received an official mail yesterday....and also recieved a call from them yesterday stating what I have said in the above post....
Re: Can Collection Agencies Stop You from Travelling
if they suspect your intent was fraudulent, yes, they could conceivably reverse the charges for something such as your airline ticket. I doubt it would happen but it could. With an account this new, it is fairly obvious there was fraud in the inception of the contract. They can act upon that and mitigate their losses.
Re: Can Collection Agencies Stop You from Travelling
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Quoting
jk
if they suspect your intent was fraudulent, yes, they could conceivably reverse the charges for something such as your airline ticket. I doubt it would happen but it could. With an account this new, it is fairly obvious there was fraud in the inception of the contract. They can act upon that and mitigate their losses.
I have no such intent.....but it happened unfortunately....I have no clue on this issue.
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Quoting
jk
if they suspect your intent was fraudulent, yes, they could conceivably reverse the charges for something such as your airline ticket. I doubt it would happen but it could. With an account this new, it is fairly obvious there was fraud in the inception of the contract. They can act upon that and mitigate their losses.
I jus checked with the airlines and my ticket is in confirmed status....I'm travelling in january...