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Legs Got Pinned by a Car with No Driver

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  • 05-17-2010, 11:21 PM
    littlephoenix
    Re: Legs Got Pinned by a Car with No Driver
    thanks again for the reply guys,
    everything has been reported to my insurance, now another question, do i have to get in touch with his insurance as well or is my insurance going to report this to his ins?
  • 05-18-2010, 04:19 AM
    SChinFChin
    Re: Legs Got Pinned by a Car with No Driver
    Quote:

    Quoting littlephoenix
    View Post
    thanks again for the reply guys,
    everything has been reported to my insurance, now another question, do i have to get in touch with his insurance as well or is my insurance going to report this to his ins?

    I don't have accidents all the time, but in my case, I notified my own insurance as well as got in touch with the other insurance company.

    When it happened to me, I had collision coverage, and my insurance covered me, then got after the other insurance under subrogation. They told me they would also try to collect my deductable, if I wanted to, while they're at it. I said "go ahead".

    So the nice thing about going thru my own insurance company is I got their legal department doing work for free. Actually paid for via my insurance.

    I also told the other insurance company I want my deductable reimbursed. As it turned out, I got paid twice, once by the other insurance, and then once more via my own insurance pursuing the other insurance.

    I'm not saying getting paid twice is going to happen every day, probably a fluke, but it's better to have all your bases covered.
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