How Does Bail Forfeiture on a DWLS 3rd Affect Your Insurance

[phenixdragon]

I live in WA State and about a year and a half ago I was suspended due to an unpaid ticket that was with collections and had arrangements on paying but paperwork got screwed up which suspended my license. So the next day after being suspended, I was pulled over and given a DWS 3rd. I didn’t actually know I was suspended. When I went to court I was advise by the public defender to take a bail forfeiture. I had no idea what this was, never heard of it. My understanding is basically I would be paying $250, it would be done with and it wouldn’t affect my insurance. However, last week my insurance company mentioned that they see I have a DWLS and that it is a major moving violation. Is this supposed to be showing? Like I said, my understanding is it shouldn’t be showing and shouldn’t be affecting my insurance rates.

[Mr. Knowitall]

I'm not seeing any reason why this would not have been abstracted, or would not be appropriate for your insurance company to consider when setting rates.

Every city or town may establish and operate under the supervision of the municipal court a violations bureau to assist the court in processing traffic cases. Each municipal court shall designate the specific traffic offenses and traffic infractions under city or town ordinances which may be processed by the violations bureau.

A violations bureau may be authorized to process traffic infractions in conformity with chapter 46.63 RCW.

A violations bureau may be authorized to receive the posting of bail for specified offenses and, to the extent authorized by court order, permitted to accept forfeiture of bail and payment of penalties. Any violations bureau, upon accepting the prescribed bail, shall issue a receipt therefor to the alleged violator, acknowledging the posting thereof and informing the accused of the legal consequences of bail forfeiture. Any person charged with any criminal traffic offense within the authority of the violations bureau may, upon signing a written appearance, a written plea of guilty and a written waiver of trial, pay to the violations bureau the fine established for the offense charged and costs and this shall have the same effect as a court conviction. All penalties and forfeitures paid to a violations bureau for the violation of municipal ordinance shall be placed in the city or town general fund or such other fund as may be prescribed by ordinance of the city or town or laws of the state of Washington.

Any employees of an existing violations bureau of any city shall continue as city employees.