We have a house with attic mold and considerable evidence of smoke/fire damage. The inspection company failed to identify either issue. The seller failed to disclose the issues. Ideally, we would like the attic mold remediated. Here is the background:
We purchased an FHA loan house in March 2009. Prior to purchase, we had an inspection performed, which did not identify any issues with the roof. The inspection report states the roof is in "good condition for its age". The inspector verbally stated he thought the roof was less than 5 years old. The inspector did not climb in the attic.
Several months after settlement, we noticed a leak around a window frame and a bathroom HVA vent. We called a roofer who replaced a 4'x6' section of the roof which was covered in mold. He mentioned the roof had been leaking for quite sometime (years). As a reaction to this, we called our homeowner's insurance company who sent an independent appraiser who noted the roof needed to be replaced soon. In addition, the insurance appraiser noted half the roof had been replaced due to fire and the other half had bean sealed to contain smoke damage. He mentioned it was apparent and would have been identified had the inspector performed a proper inspection of the attic space.
We contacted the inspection company. After sending another inspector to properly inspect the roof, the inspection company has admitted that it failed to do a thorough inspection of the roof, particularly the interior attic space. The inspection company's website even advertises that a failure to crawl into the attic space is considered "unacceptable." They are willing to refund the full inspection cost. Do I have further recourse with this inspector? We feel the smoke/fire damage would have caused us to seek a roof inspection by a qualified roof inspector (thus discovering the mold) and to not purchase the house.
I have not contacted the seller regarding the failure to disclose the fire/smoke damage. We would like to pursue the issue to the fullest with the inspector prior to turning to seller.