My question involves collection proceedings in the State of: Indiana

hi, so this is where its get tricky. Asset Acceptance sent the summons to my parents who live in New Jersey. I have lived in Indianapolis since 2006. Do I have to go to court in NJ?

Also, My debt is real, and it the last of 8 cards that hasnt been paid off yet. I felt like assect acceptance gave me no notice to make a payment plan with them. I haven't even talked to them on the phone or have gotten anything in my Indiana address. All my credit cards that i defaulted on were being billed to my Indiana address.

What should i do?

Thanks!