My question involves bankruptcy in the state of: Washington.
Greetings. We filed Chapter 7 in early December. The discharge should be coming shortly. We reaffirmed our primary Mortgage and our 2nd which is a heloc. We were current with mortgage payments until after we filed. Since December we have not made a payment. We are in arrears December, January and February. Likely, we will not make March's either. Does the foreclosure "clock" begin after discharge, or during the banruptcy process? Should I expect a letter as soon as discharge is done from the primary lender indicating foreclosure proceedings are in the works, or is there a delay after discharge? Just want to know what to expect.