We had an accident and we were the at-fault driver. The two people in the other car sustained injuries and the car was totalled. We did not have insurance at the time.
The other people know we do not have anything to sue for. The one was represented by a lawyer who has asked for our insurance info.
We have been contacted by the injured parties to settle without going to court (without lawyers). The lawyers told them they don't sue people like me.
We want to do the right thing and pay for the car, etc. The insurance company will no doubt send us a bill subrogated. They only had $10,000 PIP per person. One had a $33,000 hospital stay and another had a $4400 ER visit. The one with $33,000 had medical insurance, the other did not.
Can they sign a release of liability with us? What kind of form? They may have ongoing damages, so is this even possible?