My question involves collection proceedings in the State of: Ohio
While in my 2nd year of professional school in 2006 I was contacted by a consolidation loan company that tried to get me to consolidate my loans even though I told them repeatedly that I am no where near graduation. Now that I have graduated they keep on harassing me and I never signed a document stating that it was ok for them to consolidate any of loans. So, my question is... Is it legal for a consolidation company to consolidate your loans before you graduate without signing any documentation allowing them to do so?
Any help would be greatly appreciated.