Minimizing the Consequences of Repossession

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My question involves an auto loan or repossession in the State of: MD
I have an issue where I financed a car and currently owe $5000.00. I had lost my job and therefore fell back on a bills which has led to my car being reposessed. The option I have is to pay off the balance in 15 days so I am looking for a loan or any other option to avoid a reposession on my credit since I dont not want to damage my credit more than it is.

I made a payment on Monday bringing the payments to current. The car was repossed Monday night. I call the financing company and they say they are refunding my payment and need me to pay off the balance to get my car back.
What can I do to get out of this?

[Mr. Knowitall]

Find a way to borrow the money you need to pay off the car and get it back. Failing that, you'll have to deal with the consequences of the repo.