Online Business Disclaimer

**Hawkeyed** · 10-05-2009, 10:55 AM

My question involves business law in the state of: Ontario, Canada
I am starting to go through the process of starting an online business. I hope to sell magical supplies and tell fortunes. I would like to be available to users worldwide. I plan to incorporate my business to protect myself, but what I need to know is... is there a disclaimer that I should include on the "fortune request" web page that will protect me from being held liable for whatever actions the customer takes in response to the fortune told? For example: if someone contacts me and asks about the success of a future project they are considering, and I tell them that it looks like it's going to be successful. Then they turn around and invest their life savings into a company that flops, what do I do to protect myself form being sued by them?

Here is an example of what I was going to have posted below the window where the customer will fill in their question to be interpreted, as well, it will be reposted in the "Terms & Conditions" of my website. I also have that "by using this site, you agree to all it's Terms & Conditions" posted at the bottom of each webpage. Is this all I need to do, or is there more?

"By requesting services from (the name of my company), you are legally consenting that you are 18 years of age or older and that (the name of my company) and it’s creator/operator are not resposible, and can not be held liable, for any actions that are taken by you the client, or any negative repercussion to those endeavors taken, that may be a result of the interpretations or guidance received from this site. What clients choose to do with the information they receive, is a choice made of their own free will.