My question involves collection proceedings in the State of: Ohio
I believe that I have to answer this summons by the Plaintiff XXXX and they are using as the argument that I applied for the card, Use of card bound me to the terms, and plaintiff is exercising the right to accelerate payment of entire balance. it's 5,735 allegedly owed. This is and will be a disputed debt in my response. Don't they have to have the original copy of the application of the Discover card account to prove that a contract existed? Any help would be appreciated. Thanks.