ExpertLaw Forum - Help With Your Legal Questions
Credit Card Debt Collection issues with overdue or defaulted credit card debt.

Reply
 
Thread Tools Display Modes
  #1  
Old 03-27-2006, 06:01 AM
tonyah tonyah is offline
Junior Member
 
Join Date: Sep 2005
Location: Colorado
Posts: 2
Default Old Credit Card Debt
State of Residence: Colorado
Last year I was served a summons for a credit card debt that was 5 years old. I filed my answer using the expired SOL as my defense. A couple of months went by and the courts sent me a Notice of Dismissal for Failure to Prosecute if the plaintiff didn't respond. The courts closed the case and dismissed it without prejudice. A couple of weeks later the plaintiff filed a Motion for Judgment saying my expired SOL defense was not a legal defense. They were denied and I thought that was the end of it.

A couple of days ago, I was again served a summons from the same collection attorney for the same debt. I'm going to use the expired SOL again as my defense but was wondering if there is something I can put in my answer so they can't continue to keep coming after me for the same debt. Should I reference the original case that was dismissed? Can I ask that it be dismissed with prejudice so if I win again, they can't try and sue me?

Any advise is greatly appreciated.
Reply With Quote
  #2  
Old 03-28-2006, 07:54 AM
Mr. Knowitall Mr. Knowitall is online now
Senior Member
 
Join Date: Sep 2005
Location: California
Posts: 32,459
Default Statute of Limitations
You can try to get summary disposition on the issue of the Statute of Limitations. But unless you want to hire a lawyer, assuming that the alternative were that the court would again dismiss the complaint without prejudice, it would typically be a lot easier to go along with the dismissal.
Reply With Quote
Sponsored Links
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Forum Sponsor

Similar Threads
Thread Forum Last Post
Being sued for old credit card debt Credit Card Debt 08-16-2006 11:01 AM
First time credit card debt Credit Card Debt 07-20-2006 01:32 PM
Default on Credit Card Debt in Florida Credit Card Debt 02-02-2006 05:55 PM
Resolving Elderly Relative's Credit Card Debt Credit Card Debt 11-22-2005 10:34 AM
Being Sued for a credit card debt not on my Credit report Credit Card Debt 09-26-2005 07:46 PM



All times are GMT -7. The time now is 10:30 PM.

Information provided in the forum is not intended to substitute for professional advice, including but not limited to professional legal advice. If you submit a question or comment it is assumed that you are interested in soliciting, receiving or giving general information and not legal advice. Laws vary by state, and the laws described in this forum may be different in your state or may have been changed since the information was posted. The legal help offered in this forum comes from volunteers who may not have any formal legal training or knowledge, and all information should be confirmed with a qualified legal professional. All information is made available on an "as is" basis. You should accept legal advice only from a licensed legal professional with whom you have an attorney-client relationship. Use of this forum is subject to the ExpertLaw terms of use.


Powered by vBulletin® Version 3.8.2
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
Copyright © 2004 - 2008 ExpertLaw.com, All Rights Reserved