My question involves labor and employment law for the state of: Ohio.
My company paid for short term disability insurance and I paid for long term disability through my company. I have become disabled and was approved for short term disability. The short term disabiltiy runs for 6 months then transtions into long term. My FMLA time ran out and my company terminated me. Now I'm being told by long term (even though they had sent me an approval letter initially) that because my short term was cut short by my termination that I am no longer eligible for the long term insurance. If the long term insurance doesn't kick in until 6 months, and my company can, and of course will terminate me after FMLA runs out, why was I paying for long term? How would I ever have been able to collect?!
This has been a fight from the get go and haven't been able to get information we need from either employer or insurance company. I was a good employee. I've worked hard all my life. I just don't understand this. Please help.