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  1. #1
    Join Date
    Sep 2009
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    Default Why Would a Creditor File a Notice of Nonsuit

    My question involves collection proceedings in the State of: Texas

    I was sued in three separate cases by chase bank for credit card debt, in two cases they obtained a judgement, in the last case they filed and were granted a notice of non suit, why would they do that?, so they can sue me later? They already have 2 judgements...what can they do to me?..I lost my job and cannot pay, please help with any info, thx

  2. #2
    Join Date
    Sep 2005
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    Default Re: Why Would a Creditor File a Notice of Nonsuit

    We have no way of knowing their motivation. Perhaps they found a problem with their documentation of the claim. If the dismissal was without prejudice and the statute of limitations has not yet run, they can refile.

    They presumably will try to collect the money you owe them under the judgment. If you don't have income, money or assets with which to pay them, they may have to wait for a while.

  3. #3
    Join Date
    Sep 2009
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    3

    Default Re: Why Would a Creditor File a Notice of Nonsuit

    Thanks for your help, the other 2 judgements are separate cases, the third they file for nonsuit without prejudice, what is the statute of limitaions in Texas for this type case?


    Quote Quoting Mr. Knowitall
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    We have no way of knowing their motivation. Perhaps they found a problem with their documentation of the claim. If the dismissal was without prejudice and the statute of limitations has not yet run, they can refile.

    They presumably will try to collect the money you owe them under the judgment. If you don't have income, money or assets with which to pay them, they may have to wait for a while.

  4. #4

    Default Re: Why Would a Creditor File a Notice of Nonsuit

    Found this listing:

    http://www.statuteoflimitations.net/...imitations.htm

    Credit cards are typically open accounts.

    You might search further on nonsuit for Texas to see if it tolls the statute of limitations. I read where a nonsuit in Virginia tolls the SOL 6 months.

  5. #5
    Join Date
    Sep 2009
    Posts
    3

    Default Re: Why Would a Creditor File a Notice of Nonsuit

    Thanks, I appreciate your help

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