ExpertLaw Forum - Help With Your Legal Questions
Credit Card Debt Collection issues with overdue or defaulted credit card debt.

Reply
 
Thread Tools Display Modes
  #1  
Old 09-15-2009, 07:00 PM
ladams5864 ladams5864 is offline
Junior Member
 
Join Date: Sep 2009
Posts: 3
Default Why Would a Creditor File a Notice of Nonsuit
My question involves collection proceedings in the State of: Texas

I was sued in three separate cases by chase bank for credit card debt, in two cases they obtained a judgement, in the last case they filed and were granted a notice of non suit, why would they do that?, so they can sue me later? They already have 2 judgements...what can they do to me?..I lost my job and cannot pay, please help with any info, thx
Reply With Quote
  #2  
Old 09-18-2009, 09:18 AM
Mr. Knowitall Mr. Knowitall is offline
Senior Member
 
Join Date: Sep 2005
Location: California
Posts: 32,475
Default Re: Why Would a Creditor File a Notice of Nonsuit
We have no way of knowing their motivation. Perhaps they found a problem with their documentation of the claim. If the dismissal was without prejudice and the statute of limitations has not yet run, they can refile.

They presumably will try to collect the money you owe them under the judgment. If you don't have income, money or assets with which to pay them, they may have to wait for a while.
Reply With Quote
  #3  
Old 09-24-2009, 09:03 PM
ladams5864 ladams5864 is offline
Junior Member
 
Join Date: Sep 2009
Posts: 3
Default Re: Why Would a Creditor File a Notice of Nonsuit
Thanks for your help, the other 2 judgements are separate cases, the third they file for nonsuit without prejudice, what is the statute of limitaions in Texas for this type case?


Quoting Mr. Knowitall
View Post
We have no way of knowing their motivation. Perhaps they found a problem with their documentation of the claim. If the dismissal was without prejudice and the statute of limitations has not yet run, they can refile.

They presumably will try to collect the money you owe them under the judgment. If you don't have income, money or assets with which to pay them, they may have to wait for a while.
Reply With Quote
  #4  
Old 09-26-2009, 07:03 AM
Lecasbas Lecasbas is offline
Member
 
Join Date: Feb 2009
Posts: 32
Default Re: Why Would a Creditor File a Notice of Nonsuit
Found this listing:

http://www.statuteoflimitations.net/...imitations.htm

Credit cards are typically open accounts.

You might search further on nonsuit for Texas to see if it tolls the statute of limitations. I read where a nonsuit in Virginia tolls the SOL 6 months.
Reply With Quote
  #5  
Old 09-28-2009, 06:00 PM
ladams5864 ladams5864 is offline
Junior Member
 
Join Date: Sep 2009
Posts: 3
Default Re: Why Would a Creditor File a Notice of Nonsuit
Thanks, I appreciate your help
Reply With Quote
Sponsored Links
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


Forum Sponsor

Similar Threads
Thread Forum Last Post
Notice to File Suit Defamation, Slander And Libel 04-15-2009 05:10 PM
Can You File STD/FMLA After a WARN Notice Medical and Disability Issues 03-28-2009 07:11 PM
Can You Tell a Creditor, If You Sue Me I'll File Bankruptcy Bankruptcy Issues 03-14-2009 12:28 PM
If I Am Involved In Debt Management Program Can The Creditor File For A Judgement Credit Counseling 05-25-2008 12:24 AM
Lawyer Didn't File Case, Claiming File Was Stolen Legal Malpractice 02-10-2007 06:25 AM



All times are GMT -7. The time now is 02:32 PM.

Information provided in the forum is not intended to substitute for professional advice, including but not limited to professional legal advice. If you submit a question or comment it is assumed that you are interested in soliciting, receiving or giving general information and not legal advice. Laws vary by state, and the laws described in this forum may be different in your state or may have been changed since the information was posted. The legal help offered in this forum comes from volunteers who may not have any formal legal training or knowledge, and all information should be confirmed with a qualified legal professional. All information is made available on an "as is" basis. You should accept legal advice only from a licensed legal professional with whom you have an attorney-client relationship. Use of this forum is subject to the ExpertLaw terms of use.


Powered by vBulletin® Version 3.8.2
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
Copyright © 2004 - 2008 ExpertLaw.com, All Rights Reserved