I just received my first ticket ever, for going 56 in a 45. I would really rather avoid increasing my insurance, but am not sure what to do next.
I've had some folks tell me that if I show up to court and tell the judge that this is my first offence and ask for a speed reduction, that I will most likely get it and then only have to pay court costs. And, so long as the ticket is reduced to 9 or less over, my insurance company wouldn't be notified.
I've had other folks tell me that if the officer didn't reduce the speed while writing the ticket, it's unlikely the judge will. And even if the judge did reduce it, It would still be reported to my insurance company, and I would still have to go to the driving class and pay for that.
So, what's the likelihood of having the judge reduce the ticket? I'm 24, and up until today have had a spotless record. And even if the judge does reduce it, will my insurance find out?