child support judgment from 1995

**cranky** · 03-04-2006, 10:37 AM

My friend was forced to sign a judgment in in 1995 for
alleged back child support. Now he is in the process of purchasing his first home, title work showed a judgment, credit report shows the judgment as a collection account, but it is current. How can a judgment show up on a title search when at the time he did not own any property, and what are the ramifications of this judgment should this home purchase go through. Is there a way to remove the judgment because it is being paid according to the terms of the court?

***After hearing this story....never go to court without an attorney***

**cranky** · 03-05-2006, 07:05 AM

Does no one have any suggestions?

**Mr. Knowitall** · 03-05-2006, 08:43 AM

Try patience. Is the world going to end if you don't get an answer to your 11-year-old issue within the space of a few hours over a weekend?

What title work showed a judgment? If he has no title to any property, how could title work possibly show the judgment? Are you sure you're not talking about a credit check?

**cranky** · 03-05-2006, 11:31 AM

sorry-I guess since it just came up for me, I didn't think of it as an 11 year old issue...anyway, this is how it is as I understand it.

When a title company does a property search, they also search the names of the buyer as well as the seller to see if there are any personal judgments that could affect the sale of the property, or pending loan. This judgment from 1995 came up on the buyer and it is causing the loan company to hedge a little on approving the loan for the buyer.

It does also show up on the credit check, as current- but also shows as a collection account (?) the lender does not like that it is showing as a collection account, even though it is reported as current, never late.

**Mr. Knowitall** · 03-05-2006, 11:35 AM

So it is a credit report issue.

What do you mean by the judgment being "current"? You mean it was paid off?

**cranky** · 03-05-2006, 11:49 AM

In court he signed a judgment for back child support, there is a payment plan associated with the judgment. The credit report
shows this as a collections account from the state child support enforcement agency, and they are reporting it as current.

The title search just showed a judgment for back child support

**Mr. Knowitall** · 03-05-2006, 02:46 PM

Okay.... So a judgment was entered against him, he didn't pay the judgment, and the unpaid judgment is reflected upon his credit report. Which is pretty much what he should expect.

**cranky** · 03-05-2006, 04:24 PM

I am obvioulsy not explaining this well.

1) He was paying child support before he was made to sign the judgment.

2) He was paying more $$ than the divorce papers said to pay
3) When he went to court, he was told that it was to enter into the court officially the amount that he had been paying.
4) When he went to court, the ADA requested a hearing
later that day, he sat there while the ADA told the judge that he had never paid child support at all