Re: Can You Discharge a Teri Private Student Loan in Bankruptcy
You didn't give us the name of your state as requested when you post.
However, generally student loans cannot be discharged in bankruptcy.
Private Student Loans
USC TITLE 11 > CHAPTER 5 > SUBCHAPTER II > § 523
(a) A discharge under section 727, 1141, 1228 (a), 1228 (b), or 1328 (b) of this title does not discharge an individual debtor from any debt- ...
(8) unless excepting such debt from discharge under this paragraph would impose an undue hardship on the debtor and the debtor's dependents, for-
(A) (i) an educational benefit overpayment or loan made, insured, or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution; or
(ii) an obligation to repay funds received as an educational benefit, scholarship, or stipend; or
(B) any other educational loan that is a qualified education loan, as defined in section 221(d)(1) of the Internal Revenue Code of 1986, incurred by a debtor who is an individual. ( This was added in 2003 & includes all student loans (including private student loans) that were taken to attend a college or university in the US. )
Your best bet is to talk to a bankruptcy attorney. You can usually get an initial consultation for free.
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